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Updated: 14-January-2019 Valid until: 18-January-2019
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | 140,059.00 | 6.970% | 1,403,863.00 | 7.020% | |
Absa* | L | 8 | 139,803.38 | 6.931% | 1,398,033.83 | 6.931% | |
Clientele life* | L | 8 | 138,754.22 | 6.770% | 1,394,052.23 | 6.870% | |
Clientele life* | G | 2.43 | 8 | 137,524.00 | 6.580% | 1,381,704.06 | 6.680% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 137,266.15 | 6.540% | 1,401,241.42 | 6.980% |
Discovery* | G | 3.5 | 8 | 133,256.70 | 5.910% | 1,367,301.61 | 6.457% |
Momentum | G | 2.7 | 8 | 131,174.00 | 5.580% | 1,359,109.00 | 6.330% |
NEDgroup LIFE* | L | 8 | 131,055.09 | 5.558% | 1,350,840.51 | 6.199% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | 142,631.00 | 7.360% | 1,429,630.00 | 7.410% | |
Clientele life* | L | 8 | 140,846.02 | 7.090% | 1,415,048.60 | 7.190% | |
Clientele life* | G | 2.43 | 8 | 139,601.00 | 6.900% | 1,402,551.73 | 7.000% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 139,209.67 | 6.840% | 1,420,999.17 | 7.280% |
Discovery* | G | 3.5 | 8 | 135,775.61 | 6.308% | 1,392,490.68 | 6.846% |
Momentum | G | 2.7 | 8 | 134,103.00 | 6.040% | 1,388,400.00 | 6.780% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 3,164.44 | R 0.00 | R 0.00 |
Old Mutual | R 2,920.88 | R 4,281.44 | R 3,853.56 |
Momentum | R 2,810.09 | R 4,356.88 | R 3,900.25 |
Metropolitan | R 2,807.51 | R 4,251.17 | R 3,854.51 |
Discovery | R 2,771.47 | R 4,158.09 | R 3,831.51 |
Assupol Life | R 2,689.25 | R 4,139.78 | R 3,734.58 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Clientele life* | R 1,963.33 | R 296.66 | R 1,666.67 | 15.110% |
Momentum | R 1,892.05 | R 225.38 | R 1,666.67 | 11.912% |
Old Mutual | R 1,861.73 | R 195.06 | R 1,666.67 | 10.478% |
Metropolitan | R 1,855.29 | R 188.62 | R 1,666.67 | 10.167% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
1Life | L | 5 | R 558.98 | R 84.46 | R 5,589.78 | R 844.62 | |
Assupol (annuity) | L | 5 | R 5,501.46 | R 502.46 | |||
Clientele life* | G | 2.43 | 5 | R 521.45 | R 74.68 | R 5,293.20 | R 768.30 |
Discovery* | G | 3.50 | 5 | R 466.73 | R 25.42 | R 5,148.63 | R 569.28 |
Momentum | G | 2.70 | 5 | R 411.53 | R 30.70 | R 5,050.00 | R 663.06 |
NEDgroup LIFE* | L | 5 | R 446.39 | R 34.13 | R 4,962.88 | R 441.25 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Assupol (annuity) | L | 5 | R 5,702.09 | R 520.78 | |||
Clientele life* | G | 2.43 | 5 | R 542.67 | R 80.55 | R 5,505.20 | R 827.70 |
Discovery* | G | 3.50 | 5 | R 492.21 | R 29.13 | R 5,399.96 | R 605.94 |
Momentum | G | 2.70 | 5 | R 447.00 | R 39.16 | R 5,396.49 | R 751.19 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 7011D 09E16 20E6C D01B9 |
Metropolitan | Metquote Codes : 22BD2 E6913 17A5A 80253 |
Metropolitan | Metquote Codes : D5E23 353D4 06735 203D1 |
Momentum | Ann : A-4XCGQEH-H4FBICZ-MSDBRIQ |
Momentum | Guar : G-YXDGQ9L-J4GOQNJ-MKFBBS9 |
Momentum | Ge : GE-DCEKC-ECGDH-CLBCL-DGGBC-IICDB-CDBCD |
Old Mutual | Max Income : FZJMFU65ZZYYZYJJH33JZ56JRVJJNHHH9E6 |
Old Mutual | Ann : TD492 MC8FC V5Q8Q RFXVL |