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Updated: 26-November-2018 Valid until: 30-November-2018
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 141 109.00 | 7.130% | R 1 414 389.00 | 7.180% | |
Clientele life* | L | 8 | R 140 583.18 | 7.050% | R 1 412 410.30 | 7.150% | |
Absa* | L | 8 | R 139 372.87 | 6.865% | R 1 393 728.68 | 6.865% | |
Clientele life* | G | 2.43 | 8 | R 138 624.32 | 6.750% | R 1 392 748.29 | 6.850% |
Assupol | G | 1.94 | 8 ; 11 | R 138 364.79 | 6.710% | R 1 412 410.30 | 7.150% |
Discovery* | G | 3.5 | 8 | R 133 460.66 | 5.943% | R 1 369 394.43 | 6.489% |
Old Mutual Wealth Fixed Bond | G | 3 | 8 | R 133 222.74 | 5.880% | R 1 377 120.86 | 6.590% |
NEDgroup LIFE* | L | 8 | R 132 082.74 | 5.723% | R 1 361 432.84 | 6.365% | |
Momentum | G | 2.7 | 8 | R 131 996.00 | 5.710% | R 1 367 620.00 | 6.460% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 367 722.00 | 6.440% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 143 697.00 | 7.520% | R 1 440 310.00 | 7.570% | |
Clientele life* | L | 8 | R 142 696.97 | 7.370% | R 1 433 627.24 | 7.470% | |
Clientele life* | G | 2.43 | 8 | R 140 714.55 | 7.070% | R 1 413 728.96 | 7.170% |
Assupol | G | 1.94 | 8 ; 11 | R 140 320.73 | 7.010% | R 1 432 293.76 | 7.450% |
Discovery* | G | 3.5 | 8 | R 135 983.42 | 6.340% | R 1 394 622.04 | 6.879% |
Old Mutual Wealth Fixed Bond | G | 3 | 8 | R 135 638.20 | 6.260% | R 1 401 806.20 | 6.960% |
Momentum | G | 2.7 | 8 | R 134 930.00 | 6.170% | R 1 397 091.00 | 6.920% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 391 567.00 | 6.810% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 2 949.71 | R 4 317.45 | R 3 888.09 |
Metropolitan | R 2 876.72 | R 4 305.52 | R 3 907.79 |
Discovery | R 2 860.54 | R 4 256.03 | R 3 905.87 |
Momentum | R 2 799.83 | R 4 319.89 | R 3 949.90 |
Assupol Life | R 2 787.80 | R 4 235.79 | R 3 839.52 |
Assupol Life (rewired)7 | R 3 276.15 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 3 022.45 | R 4 419.45 | R 3 919.31 |
Just Lifetime Income (Med)6 | R 3 231.45 | R 4 566.26 | R 4 014.60 |
Just Lifetime Income (High)6 | R 3 525.11 | R 4 765.55 | R 4 159.64 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 965.76 | R 299.09 | R 1 666.67 | 15.215% |
Momentum | R 1 906.09 | R 239.42 | R 1 666.67 | 12.561% |
Old Mutual | R 1 868.39 | R 201.72 | R 1 666.67 | 10.797% |
Metropolitan | R 1 862.80 | R 196.13 | R 1 666.67 | 10.529% |
Institution | NatureSecurity |
CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 555.33 | R 84.50 | R 5 553.28 | R 844.94 | |
Clientele life* | G | 2.43 | 5 ; 9 | R 541.89 | R 80.33 | R 5 497.40 | R 825.50 |
Discovery* | G | 3.5 | 5 ; 6 | R 470.88 | R 27.74 | R 5 192.21 | R 594.58 |
NEDgroup LIFE* | L | 5 | R 458.68 | R 36.50 | R 5 088.42 | R 467.95 | |
Momentum | G | 2.7 | 5 | R 420.75 | R 32.44 | R 5 143.69 | R 681.54 |
Assupol | G | 1.94 | R 5 644.62 | R 548.51 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 563.06 | R 86.38 | R 5 709.00 | R 886.60 |
Discovery* | G | 3.5 | 5 ; 6 | R 496.43 | R 31.56 | R 5 444.24 | R 632.26 |
Momentum | G | 2.7 | 5 | R 456.18 | R 40.96 | R 5 489.67 | R 770.75 |
Assupol | G | 1.94 | R 5 844.87 | R 567.97 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 4EDDD D000C 05CB0 A0191 |
Metropolitan | Metquote Codes : 6DAC4 6B63B 2C659 402A4 |
Metropolitan | Metquote Codes : 9ABB7 ACCF1 FFE0A 303C0 |
Momentum | Ann : A-4XDAQEI-X4GBOHF-L2CBRYS |
Momentum | Guar : G-YXDAQ96-J4GOQLZ-LKEBBK9 |
Momentum | Ge : GE-DCEJD-EDIDH-CLBCL-ECJBC-IJFDB-CDBCD |
Old Mutual | Max Income : 28WRPX656YYYYJYJH33HZA6YQVJJZ3HHYY6 |
Old Mutual | Ann : NVDRY 2DYRW X8S5S 99BZW |
Old Mutual | Bond : 7C8UUUUUUUUUUUUUUUUUUUA4UUUUUUUUL8D |