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January 5, 2022

Important Product Updates: TotalSecure and Term Series

Familiarize yourself with these important updates.

On Monday, January 10, a refreshed TotalSecure launched to be in accordance with regulatory changes. Term Series products will also undergo an update for applications dated 1/22/2022 and after. Please be sure to reference the information below and familiarize yourself with these important updates.

TotalSecure (Whole Life)

TotalSecure remains the most flexible Whole Life product in the industry that offers predictable guarantees. Convenient to issue and manage, it can provide a solution that meets many needs. With these regulatory changes, TotalSecure continues to offer living benefits and its guarantees remain strong and competitive.

Term Series

Our Term Series products offer a broad line-up of options for clients. Please note that Term applications dated 1/22/2022 or after with a face amount of $250,000 or less will only allow best risk classes of Standard Non-Tobacco or Standard Tobacco. The illustrations system reflected this change effective 1/10.