Regulatory Pendulum

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* 1. What is your title at your bank?

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* 2. How large is your bank, in terms of assets?

Less than $1 billion

Between $1-$10 billion

Between $10-$50 billion

Over $50 Billion

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* 3. How has the regulatory and compliance burden changed in the past year?

Increased signficantly

Increased moderately

Decreased moderately

Decreased significantly

No change

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* 4. Please elaborate on how the regulatory and compliance burden has changed

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* 5. How do you expect the regulatory and compliance burden to change in the next few years?

Increase significantly

Increase moderately

Decrease moderately

Decrease significantly

No change

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* 6. Any other thoughts on the current and future regulatory and compliance environment?