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Updated: 10-December-2018 Valid until: 14-December-2018
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 141 637.00 | 7.210% | R 1 419 675.00 | 7.260% | |
Absa* | L | 8 | R 141 447.09 | 7.181% | R 1 414 470.92 | 7.181% | |
Clientele life* | L | 8 | R 139 927.78 | 6.950% | R 1 409 117.97 | 7.100% | |
Clientele life* | G | 2.43 | 8 | R 138 949.27 | 6.800% | R 1 396 009.99 | 6.900% |
Assupol | G | 1.94 | 8 ; 11 | R 138 884.23 | 6.790% | R 1 417 029.90 | 7.220% |
Old Mutual Wealth Fixed Bond | G | 3 | 8 | R 135 728.54 | 6.220% | R 1 403 310.66 | 6.920% |
Discovery* | G | 3.5 | 8 | R 135 501.56 | 6.265% | R 1 390 335.36 | 6.813% |
NEDgroup LIFE* | L | 8 | R 132 825.91 | 5.842% | R 1 369 434.66 | 6.490% | |
Momentum | G | 2.7 | 8 | R 132 308.00 | 5.760% | R 1 370 854.00 | 6.510% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 370 606.00 | 6.430% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 144 232.00 | 7.600% | R 1 445 673.00 | 7.650% | |
Clientele life* | L | 8 | R 142 033.70 | 7.270% | R 1 430 295.39 | 7.420% | |
Clientele life* | G | 2.43 | 8 | R 141 043.42 | 7.120% | R 1 417 029.90 | 7.220% |
Assupol | G | 1.94 | 8 ; 11 | R 140 846.02 | 7.090% | R 1 436 965.29 | 7.520% |
Old Mutual Wealth Fixed Bond | G | 3 | 8 | R 138 189.65 | 6.600% | R 1 428 465.97 | 7.300% |
Discovery* | G | 3.5 | 8 | R 138 062.90 | 6.663% | R 1 415 948.76 | 7.204% |
Momentum | G | 2.7 | 8 | R 135 262.00 | 6.230% | R 1 400 395.00 | 6.970% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 394 463.00 | 6.790% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 2 997.04 | R 4 364.68 | R 3 941.21 |
Metropolitan | R 2 917.48 | R 4 347.51 | R 3 962.28 |
Momentum | R 2 844.94 | R 4 354.75 | R 4 001.34 |
Discovery | R 2 813.81 | R 4 187.30 | R 3 844.29 |
Assupol Life | R 2 716.63 | R 4 172.10 | R 3 766.97 |
Assupol Life (rewired)7 | R 3 195.65 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 3 053.17 | R 4 450.70 | R 3 950.51 |
Just Lifetime Income (Med)6 | R 3 261.36 | R 4 597.04 | R 4 045.38 |
Just Lifetime Income (High)6 | R 3 554.05 | R 4 795.43 | R 4 190.11 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 960.43 | R 293.76 | R 1 666.67 | 14.985% |
Momentum | R 1 903.72 | R 237.05 | R 1 666.67 | 12.452% |
Old Mutual | R 1 870.45 | R 203.78 | R 1 666.67 | 10.895% |
Metropolitan | R 1 866.14 | R 199.47 | R 1 666.67 | 10.689% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 574.45 | R 86.08 | R 5 744.48 | R 860.78 | |
Clientele life* | G | 2.43 | 5 ; 9 | R 537.96 | R 79.23 | R 5 466.00 | R 816.60 |
Discovery* | G | 3.5 | 5 ; 6 | R 492.69 | R 31.55 | R 5 410.90 | R 633.35 |
NEDgroup LIFE* | L | 5 | R 468.00 | R 38.30 | R 5 182.28 | R 488.63 | |
Momentum | G | 2.7 | 5 | R 426.24 | R 35.04 | R 5 201.81 | R 710.57 |
Assupol | G | 1.94 | R 5 706.97 | R 567.14 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 559.15 | R 85.24 | R 5 677.60 | R 877.40 |
Discovery* | G | 3.5 | 5 ; 6 | R 517.89 | R 35.35 | R 5 659.51 | R 670.79 |
Momentum | G | 2.7 | 5 | R 461.78 | R 43.73 | R 5 548.87 | R 801.81 |
Assupol | G | 1.94 | R 5 906.95 | R 587.02 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 93CD5 E5B03 7E0C6 001E6 |
Metropolitan | Metquote Codes : C0EA7 4A3D3 3249B 90243 |
Metropolitan | Metquote Codes : A66C2 ABC8A D0B5C 30337 |
Momentum | Ann : A-4HDEQE4-P4FBL4F-LOCBREW |
Momentum | Guar : G-YXDEQ9V-J4EOQ7F-LKEBB29 |
Momentum | Ge : GE-DCEJD-FCCDH-CMBCL-CDLBC-IJKDB-CDBCD |
Old Mutual | Max Income : 4MWM7M6T6YYYYYYJH33HZ56YRVJ3ZJHJHGK |
Old Mutual | Ann : YB8EX U9XNH YD6ZQ FWBME |
Old Mutual | Bond : L88UUUUUUUUUUUUUUUUUUU8HUUUUUUUU5QR |