For many, conducting an energy audit and installing energy efficient systems can be a financial challenge. Inclusive financing, like the Pay As You Save (PAYS) program, hopes to ease that challenge by allowing homeowners and tenants to pay a monthly charge along with their utility bill, instead of footing the bill up front or taking out a loan.

Learn how this process works, including the benefits of on-bill financing, available funding options, and how your state can get started in this episode of the Rise Up Podcast featuring James Owen, executive director of Renew Missouri.