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Updated: 19-November-2018 Valid until: 23-November-2018
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 142 100.00 | 7.280% | R 1 424 977.00 | 7.340% | |
Clientele life* | L | 8 | R 141 570.88 | 7.200% | R 1 422 324.23 | 7.300% | |
Absa* | L | 8 | R 140 422.84 | 7.026% | R 1 404 228.38 | 7.026% | |
Clientele life* | G | 2.43 | 8 | R 139 601.00 | 6.900% | R 1 402 551.73 | 7.000% |
Assupol | G | 2.35 | 8 ; 11 | R 139 535.72 | 6.890% | R 1 423 650.29 | 7.320% |
Discovery* | G | 3.5 | 8 | R 134 901.66 | 6.170% | R 1 384 179.97 | 6.718% |
Old Mutual Wealth Fixed Bond | G | 3 | 8 | R 134 334.40 | 6.040% | R 1 388 723.35 | 6.740% |
Momentum | G | 2.7 | 8 | R 133 563.00 | 5.960% | R 1 383 985.00 | 6.720% |
NEDgroup LIFE* | L | 8 | R 133 190.01 | 5.900% | R 1 373 846.00 | 6.558% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 381 820.00 | 6.640% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 144 702.00 | 7.670% | R 1 451 053.00 | 7.730% | |
Clientele life* | L | 8 | R 143 696.53 | 7.520% | R 1 443 660.05 | 7.620% | |
Clientele life* | G | 2.43 | 8 | R 141 702.99 | 7.220% | R 1 423 650.29 | 7.320% |
Assupol | G | 2.35 | 8 ; 11 | R 141 504.86 | 7.190% | R 1 443 660.05 | 7.620% |
Discovery* | G | 3.5 | 8 | R 137 451.66 | 6.569% | R 1 409 679.93 | 7.109% |
Old Mutual Wealth Fixed Bond | G | 3 | 8 | R 136 770.11 | 6.420% | R 1 413 616.87 | 7.120% |
Momentum | G | 2.7 | 8 | R 136 558.00 | 6.430% | R 1 413 940.00 | 7.170% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 405 879.00 | 7.000% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 3 008.10 | R 4 383.27 | R 3 956.45 |
Metropolitan | R 2 939.26 | R 4 377.50 | R 3 983.10 |
Momentum | R 2 874.16 | R 4 407.04 | R 4 040.02 |
Discovery | R 2 854.74 | R 4 255.38 | R 3 900.49 |
Assupol Life | R 2 787.80 | R 4 235.79 | R 3 839.52 |
Assupol Life (rewired)7 | R 3 276.15 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 3 083.40 | R 4 485.04 | R 3 988.71 |
Just Lifetime Income (Med)6 | R 3 289.96 | R 4 629.32 | R 4 081.76 |
Just Lifetime Income (High)6 | R 3 579.86 | R4 824.60 | R 4 223.20 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 972.52 | R 305.85 | R 1 666.67 | 15.506% |
Momentum | R 1 916.20 | R 249.53 | R 1 666.67 | 13.022% |
Old Mutual | R 1 880.27 | R 213.60 | R 1 666.67 | 11.360% |
Metropolitan | R 1 871.57 | R 204.90 | R 1 666.67 | 10.948% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 567.82 | R 88.04 | R 5 678.20 | R 880.45 | |
Clientele life* | G | 2.43 | 5 ; 9 | R 557.58 | R 84.79 | R 5 654.10 | R 870.60 |
Discovery* | G | 3.5 | 5 ; 6 | R 488.24 | R 32.34 | R 5 368.14 | R 642.91 |
NEDgroup LIFE* | L | 5 | R 473.22 | R 39.35 | R 5 235.89 | R 500.43 | |
Momentum | G | 2.7 | 5 | R 439.78 | R 37.12 | R 5 338.75 | R 731.94 |
Assupol | G | 2.35 | R 5 836.23 | R 587.87 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 578.72 | R 90.97 | R 5 865.40 | R 933.00 |
Discovery* | G | 3.5 | 5 ; 6 | R 513.65 | R 36.24 | R 5 618.72 | R 681.40 |
Momentum | G | 2.7 | 5 | R 475.20 | R 45.95 | R 5 684.35 | R 824.23 |
Assupol | G | 2.43 | R 6 034.62 | R 607.85 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 47F90 02DC0 26236 F01E6 |
Metropolitan | Metquote Codes : 81614 43B26 9E905 B022D |
Metropolitan | Metquote Codes : 515E0 65533 1669A 30351 |
Momentum | Ann : A-4XD7QEE-94ERICV-KBBBRER |
Momentum | Guar : G-YXD7Q9G-J4FOQTF-KKFBB29 |
Momentum | Ge : GE-DCEJD-ECLDH-CLBCL-EDJBC-JBKDB-CDBCD |
Old Mutual | Max Income : L8WRPQZTZYYYYYJJH33JYA6YQVJJZNNJNGN |
Old Mutual | Ann : A7T5U 3TRKV CPER9 KG4LD |
Old Mutual | Bond : 6C8UUUUUUUUUUUUUUUUUUUAAUUUUUUUUY44 |