Survivorship Product Shortage
With Estate Planning back in the spotlight and a survivorship product shortage, now is a good time to revisit joint whole life.
Check out these highlights for Mass Mutual's Survivorship Whole Life 100:
- Premium flexibility – if your client is late or misses an annual premium, they have 3 years to add it in without losing their guarantee.
- Uninsurable rating.
- High retention and autobind.
- Term blending can create price competitiveness and still offer high guaranteed cash values against competitors (see chart below).
- Comfort knowing the policy’s death benefit will be there 30 years from now, and the client’s cash value performs competitively without risk.