Not all is fair in love and… wills
Not all is fair in love and… wills
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Investment Indicators | 15 February 2021
Rates Review
Investment Rates
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Top 3 Rates
From the Crow's Nest
Your Practice Made Perfect
Employers play huge role in rebuilding retirement savings
SARS affords itself a 30-day advantage
How you can benefit from the Skills Development Levy
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The importance of the FSCA's RE Preparation Guide
Schedules for 2021
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Our platform contains a comprehensive list of opportunities for those considering a career in the financial services industry
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Benefit consultants, administrators and financial advisors associated with retirement funds will benefit from Altertude, GTC's integrated end-to-end programme providing retirement fund members with all interventions needed in a holistic financial plan.

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Secured Investment Rate
Please note that (G) indicates a Guaranteed and (L) a Linked product. In order to understand the difference between guaranteed and linked rates, kindly click here for an explanation.
R100 000
Company This week Last week
Clientéle Life (G) 4.600% 4.500%
ABSA (L) 4.465% 4.291%
Discovery (G) 4.161% 4.159%
R1 000 000
Company This week Last week
Clientéle Life (G) 4.800% 4.700%
Discovery (G) 4.698% 4.696%
Assupol (G) 4.494% 4.382%
Money Market Funds
R100 000
Company This week Last week
Cadiz 4.700% 4.670%
Allan Gray 4.240% 4.260%
ABSA 3.880% 3.780%
Please bear in mind that our figures, though based on the actual quotations that you also use, are for information purposes only, and can never replace the official quotation from the product house. In terms of the guarantees, you are requested to clarify the exact extent of such guarantees with the product house prior to advising clients.
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Service and engagement Medihelp's commitment to advisers

Assisting your clients in choosing an affordable medical aid that meets their needs, requires a solid support system.

At Medihelp we follow through on our commitment to advisers by providing you with active support and access to information, including:
Digital brochures with click-through functionalities and product videos;
Electronic application forms and digital tracking of membership applications, which eliminates paperwork, saves time and keeps you and your clients in the loop with emails and SMSs;
The Adviser Toolbox, an online service platform where you can upload and submit documents, get the latest information and track processes;
The adviser app, which gives you mobile access to all your Medihelp business; and
Dedicated adviser consultants, an online chat functionality and the adviser call centre to assist you.
The results of the 2020 South African Customer Satisfaction Index (SA-csi) show that Medihelp is an industry leader across all metrics of quality service delivery, with members rating us the best choice for fair treatment, clear communication and excellent service.
Not all is fair in love and… wills
As we celebrate the month of love, the millions of South African couples who are living together, but are not married, should be aware that when it comes to legal affairs, not all is fair in love and wills. While unmarried couples who live together are classified as a “common-law spouse” in many countries, in South Africa this popular term is not legally recognised.
Read full article
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Employers play huge role in rebuilding retirement savings
Occupational retirement savings vehicles were one of the first savings avenues to be impacted when COVID-19 hit, with employers pausing contributions during the height of the pandemic to “cut back” and improve cashflow to ensure business survival. Now, as 2021 kicks off, the trend is shifting, with many employers resuming retirement savings on behalf of their employees.
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SARS affords itself a 30-day advantage
A “sneaky” new amendment in South African tax laws now gives SARS a 30-day interest-free ‘holiday’ when having to pay taxpayers back any money owed, while taxpayers themselves are still immediately liable for interest on any monies they owe SARS.
Read full article
How you can benefit from the Skills Development Levy
Many employers don’t realise that they are able to claim a portion of their Skills Development Levy back from their Sector Education Training Authority (SETA). This has several financial advantages, including BEE benefits.
Read full article
Featured Position
Office Assistant: Moonstone Information Refinery, Stellenbosch. Moonstone requires an Office Assistant. The successful incumbent will be responsible to maintain an effective and accurate administration and support function in relation to all logistical functions within the Regulatory Examination Body and Moonstone Group in order to minimise delays and increase client satisfaction. Minimum requirements include at least 2 years administration and customer service experience.
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Senior Investment Analyst/Senior Para Planner: Global & Local Investment Advisors, Emmarentia, Johannesburg. We are looking for a highly capable person who can grow with the company in the role of a Senior Investment Analyst/Senior Para Planner, which is centred around client servicing and not sales. Minimum 5 years industry experience is required. The successful candidate will have a strong knowledge of investment solutions both locally and globally.
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Financial Planners - Investments & Long-term Risk Benefits: Wealth Preservation Strategies. We are an established Cape Town-based practice which has served clients in SA and abroad for more than 20 years. We have opportunities which are open to all SA citizens. Work from our office or remotely. Minimum requirements include a relevant bachelor's degree; at least 3 years' experience in financial planning and a proven track record of prospecting, new client acquisition and relationship building.
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Loan Officer/ Loan Specialist: MAP Cash Loans, Johannesburg. We are looking for an experienced Loan Officer to act as liaison between customers and our financial institution and to assist qualified applicants in acquiring short term loans in a timely manner.
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Senior Claims Negotiator: CIA Building Insurance Specialists, Johannesburg CIA is an award-winning underwriting management company specialising in building insurance. We are looking for a candidate with a minimum of 10 years' commercial claims experience in the insurance industry who will be responsible for all aspects of claims handling. The ideal candidate should be deadline orientated and someone who pays attention to detail.
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Places to visit
I've been sitting here going down memory lane thinking about all the places I have been.  Thought I would share some with you.

I have been in many places in my life, but I've never been in Cahoots.  Apparently, you can't go alone.  You have to be in Cahoots with someone.

I've also never been in Cognito.  I hear no one recognizes you there.

I have, however, been in Sane.  They don't have an airport; you have to be driven there.  I have made several trips there, thanks to my friends and family.  I live close so it's a short drive.

I would like to go to Conclusions, but you have to jump, and I'm not too much on physical activity anymore.

I have also been in Doubt.  That is a sad place to go and I try not to visit there too often.

I've been in Flexible, but only when it was very important to stand firm.

Sometimes I'm in Capable, and I go there more often as I'm getting older.

One of my favourite places to be is in Suspense!  It really gets the adrenaline flowing and pumps up the old heart!  At my age I need all the stimuli I can get!

And, sometimes I think I am in Vincible but life shows me I am not.

People keep telling me I'm in Denial but I'm positive I've never been there before!

I have been in Deepshit many times; the older I get, the easier it is to get there.  I actually kind of enjoy it there.

So far, I haven't been in Continent, but my travel agent says it is on the list ...

(Thanks for sharing, Karl-Heinz Michel)

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