Even in the midst of a pandemic, bans on cashless retail gain new support
The anti-cash factions of the payments industry wasted no time with the onset of the Coronavirus pandemic, quickly sowing fear over the alleged ability of cash to serve as an effective transmission vector. Although most such statements were quickly debunked, they did serve to temporarily restrict the use of cash by some retail establishments. Which in turn, significantly inconvenienced many consumers who rely solely on cash for their transactions.
Under those circumstances, it is perhaps even more surprising that grass-roots movements to ban cashless retail have made as much progress as they have over the past six months. The latest jurisdiction to implement a ban on cashless retail establishments is New York City. Their proposal was introduced in March of 2019. It finally passed through the City Council on a vote of 43-3 this January, but did not have the immediate support of the Mayor. The measure was eventually signed into law and goes into effect on November 19, 2020.
Pennsylvania - HM 32154 was introduced on July 22, 2020. This measure intends to make refusing to accept cash payment “unfair methods of competition” and “unfair or deceptive acts or practices”. It applies to physical transactions of $500 or less at the point of sale.
This all represents great progress! Between the election and COVID, we don't really expect the Payments Choice Act to pass out of Congress – but you never know . . .
Best regards to all,
Feel free to reach ATMIA USA executive director David Tente by email at email@example.com or telephone +1.407.833.7906.
Good progress is being made on the ATMIA Advocacy Plan for COVID-19 and Beyond. Part of that plan is the ATMIA Cash Revival Plan, which involves advocating for greater availability of cash deposit functionality.
A reduction in bank branches and bank ATMs in recent years is creating issues for members of the public and for small business in their handling of cash, and therefore in its use as a chosen method of payment. We are asking all ATM operators to complete the ATMIA Cash Deposit Survey.
Please complete the questionnaire in as much detail as possible to help us target our advocacy in the most appropriate manner. The deadline for completion is September 30. 2020. Respondents will be entered in a drawing to win a free year of ATMIA membership or a free conference pass to a 2020 ATMIA conference of your choice.
The new ATM Hygiene & Safety Committee has been very active and published its “ATM Hygiene Protocol & Best Practices” document earlier this month. A UV-C sub-committee was formed to look at technology for ATM and cash sanitizing. In addition, an ATM Hygiene Showroom page has been set up for hygiene related products.
The Coronavirus webpage continues to serve as a repository for ATMIA press releases and statements relating to managing this crisis and advocating for cash as a consumer payment choice. It also includes news feeds specifically relating to the pandemic.
2021 Washington, DC Fly-in scheduled for March 23
Planning for our 2021 DC Fly-in is already well underway. Wednesday, March 24, 2021 has been confirmed as our day on Capitol Hill. Our strategy meeting will take place March 23rd at 5:00pm ET.
It is expected that our focus will still be on support for the Payment Choice Act bills in the Senate and House. The bank account closure issue is still not resolved and may require continued attention. Fallout from the pandemic could be a concern, as well. And much depends on the results of the November elections.
We are looking for a Fly-In Sponsor! This is a great opportunity to host a very visible and important advocacy event – and give your organization some unique exposure for the next seven months.
For more information about sponsoring or participating in the Fly-In, contact David Tente.
Fly-In Sponsor Logo Here!!
Become a NextGen Champion today!
Our project has exceeded all expectations. It has proved to be an awesome, global future-proofing exercise.
Now, it’s time to become Next Gen Champions as we move forward powerfully as an industry to implement the global project. We will need to fund the upcoming PR campaign, the development of standards and the creation of an ATMIA self-certification tool, among other steps.
ATMIA has been a leader in the ATM industry for over 20 years and this is the greatest project our association has ever facilitated. Over 330 companies worldwide are now participating. Learn more . . .
Still time to post your White Paper!
It’s been a tough year and the ATM Industry Association (ATMIA) understands that. To provide extra support for the membership, ATMIA is again offering members ‒ no matter their level of membership ‒ the added benefit of being able to post white papers, case studies and infographics to the site for FREE in September.
One of ATMIA’s most popular resources, the white paper library includes a wide variety of information related to new products and services, cash management, ATM security, Next Gen ATMs, wireless solutions and case studies and infographics.
Normally reserved for board members and regional and global sponsors, the white paper library is a terrific way to increase exposure and get leads in the form of visitor download information. White papers are also highlighted through regular ATMIA correspondences and through the association's extensive social media network. Read more . . .
Note to Hiring Mgrs: the ATM Industry Career Center is here to help!
We understand that Hiring Managers are looking for more than a simple job board, when it comes to finding and recruiting new ATM channel talent. The ATM Industry Career Center is a robust recruiting resource that you will want to check out.
Employers can set up a free account on the ATM Industry Career Center website. ATMIA membership is not required, but members do receive discounted rates. Once your account is set up:
- Post jobs online quickly and easily, including confidential postings
- Manage applications
- Search resumes
- Set up and email resume alerts
Make your company stand out among other employers with a variety of branding opportunities.
- Create and attach a 60-second video to your postings
- Use an enhanced job posting that can include elements of your company profile
- Create and post a company profile page
- Be part of the banner ad rotation
- Make your posting a Featured Job to gain more attention
Finally, be sure that the hiring managers and Human Resources staff within your organization are aware of this resource. Many of them are not listed on your ATMIA membership and do not receive this newsletter or other communications. Forward this link to the career website.
Contact ATMIA USA Executive Director, David Tente for more information.
Contact Hope Lerman at ASA for more information or to join.
*Offer valid until July 31, 2020. Use Promo Code: HLJUL25
Check out what's happening with our committee groups:
Potential committee group to focus on recycling
A few of our vendor and financial institution members have expressed interest in forming a committee focused on cash recycling. The deployment of recycling ATMs is common in some countries outside the U.S. However, interest here in the States is just building.
There are many factors contributing to the increased interest. Small merchants are looking for more convenient, less costly means of making cash deposits. Replenishment costs are rising. New services to attract new customers. Increased interest in multi-denomination cash dispense.
Should such a group be created, it would probably be best structured as a discussion forum, which includes ATM deployers, equipment manufacturers, software vendors, and services providers. The group could serve as a vehicle for discussing the value of these systems, promoting their benefits to the consumer, sharing deployment strategies, etc.
ATMIA Facebook Page
Have you checked out ATMIA's Facebook page yet? Here are some of the benefits of joining our community on Facebook:
Keep abreast of ATM industry news and developments on:
- Latest technology
- Operational efficiencies
- Upcoming ATM focused events
- And more….
On our page, you can find all things ATM's and so much more. "Like" us on Facebook us today!
Upcoming committee meetings
Independent ATM Deployers (IAD) Committee
All IADs and their providers are welcome to participate in the IAD Committee, which meets bimonthly. The next meeting is scheduled for Wednesday, October 14 at 11:00am EDT. Meeting invitations will be sent to all committee members.
U.S. Regional Board
The U.S. Regional Board meets quarterly to discuss important issues, committee activities, and the financial health of the chapter. The next meeting is scheduled for Thursday, November 12 at 11:00am EST and is open to all U.S. board-level members.
Financial Institution ATM Deployer Forum
The FI ATM Deployer Forum group meets every-other-month (odd numbered months), on the second Friday and is limited to financial institution ATM deployers. It meets next on Friday, November 13 at 11:00am EST. Meeting invitations will be sent to all committee members.
Questions and requests for committee meeting invitations may be directed to David Tente
Welcome our new members
New U.S. members since the last newsletter was published:
Associate & Small Business level memberships
Did You Know? You can upgrade your membership level at any time. Move up to Board level for greater visibility and a stronger voice in the direction of the Region. Interested in becoming a U.S. Regional Board Member? A unqiue membership level for financial institutions? Contact David Tente for more information on this and other membership options.
Don't Forget - if your membership is expiring soon, you can receive a 5% discount by renewing before the end of the month in which it expires.
Earn discounts on your membership and offer new members a 20% discount
ATMIA members can now offer friends and affiliates 20% off membership AND earn a discount on their own membership renewal. For a limited time, earn up to $500 USD in discounts on yhour next renewal as part of ATMIA’s new Membership Referral Program. Each referral is worth $100 USD.
“To make it as easy as possible for members to promote the referral program, ATMIA has put together a variety of resources and each member company has been assigned a unique referral codes that can be found under the ‘my account’ tab on the ATMIA site,” says Amber Howell, ATMIA Membership & Social Media Manager. For mor details about how it works, click here.
Members can find their own personal link and email text/images to use under the ‘Member Referrals’ icon in their My ATMIA Account section of the website.
Membership Benefit Reminder
There are so many benefits to ATMIA membership, it's easy to lose track of them all. Watch the Newsletter each month for reminders about one of those membership benefits and tips about how to take advantage of it.
ATM Consulting & Training
Our team of experienced experts in all areas of the ATM and payments sectors are available to assist your business in addressing a wide range of issues, problems and challenges. Please review the information listed for each ATMIA Approved Consultant in the region you will be requiring services. You can then click the 'contact consultant' on their page or email Mike Lee or Sharon Lane outlining the nature of your enquiry.
of the Month
CMS Analytics’ main service offering is industry-leading cash optimization. Too often, too much emphasis is placed on the forecasting element of cash management. Forecasting is the most simple and least beneficial area of total cash optimization. Therefore CMS Analytics’ approach to optimization looks at the whole problem: in cash’s case, the entire supply chain. This achieves industry-leading results across both cost savings and efficiency metrics. CMS Analytics has been an ATMIA member since 2010.
What is the key value CMS Analytics wants to get out of ATMIA in the year ahead?
The coronavirus pandemic, consequential lockdowns and changing consumer behavior have created a number of challenges to the banking, ATM and cash industries. At CMS Analytics we believe the next 12 months will be a time for the industry to adapt to these challenges and react to the ‘new normal’. As a result, banks and credit unions will need to ensure their ATM networks can endure the changing demands put on them. In these next 12 months we will utilize ATMIA’s events, network and content to better understand these trends and learn the best practices of how the ATM industry is adapting.
What has been the value of belonging to ATMIA since you first joined?
This year, CMS Analytics celebrates our 10 year anniversary as a member of ATMIA, an organization we have benefitted immensely from. Over the last decade, the ATM industry has seen substantial changes. Our membership and ATMIA’s in-person conferences, webinars and extensive content, have enabled us to pre-empt trends and developments to continue providing exceptional service to our clients.