A Brand New You?
The newsletter title is a statement, but this writing is a question. People speak of the new year and new beginnings, but the change does not occur with the calendar but within you. And it is difficult, make no mistake about it. My last writing was in October 2015. Since then I have sold 95% of my worldly possesions and transplanted myself to Mexico (for healing purposes) enroute to Charlotte, NC. This major move was in response to a major life event. January 26th is the first anniversary of my mother's transition. This year has occurred it seems within a blink of an eye, but that is really how life always occurs. Therefore, we must make the most of our time and do what is necessary to live life in abundance.  
YOUR CALL TO ACTION:
Decide financially what New You must be accomplished in 2016 and set yourself up to be successful. Contact me today to assist you with any savings, budgeting and/or credit needs. 
Financial Wellness Workshop
Lauren Duncan is a young woman who has a passion for helping other young people learn early about finance and entrepreneurship. She conducts a series of workshops. So, it you fit her critteria (she is looking for young people) or know someone that does, please attend. 
52 Week Challenge - Join Us!
I post every Friday on my Facebook fan page. Visit often, but if you need more hands on help, send your email to Tara@thecreditwoman.com, Subject 52 Week Challenge. I will send you a reminder each Friday. If you stay committed, you will have over $1300 (or more!) saved by the end of the year. This Friday is week 2 and your balance should be $3. Small beginnings can lead to Legacy Wealth. 
The next installment begins next week on Thursday, January 14th with If you have NO accounting system, you have NO business(Freshbooks), followed by Vision Board 2016 - What is your Vision?, Executive Summary, Marketing and Credit workshops. Where are you taking your business in 2016? C.A.F.E. is going big with the assistance of the Urban League Entrepreneurship Center of Philadelphia. Join us. Our motto is #youGOweGO 
Please send me your phone number if you would like a reminder text for the Thursday call at 7:30pm.
To learn more about TCW (Testimonials and first TV appearance) or Calling All Female Entrepreneurs (CAFE) click on the links below.

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