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Center for Retirement Research at Boston College
The surprising answer may be “not very much,” but the pre-COVID weaknesses in the system remain.
While taxes are negligible for most, they are important for those with 401(k)s.
Tapping 401(k) assets to delay Social Security may be the best way to build lifetime income.
They have been catching up to Gen Xers and Boomers, but student loans are still a big burden.
Using Social Security numbers, Wisconsin matches missing retirement funds to their owners.
Thanks to our supporters:
The U.S. Social Security Administration, the Alfred P. Sloan Foundation, the Anna-Maria & Stephen Kellen Foundation, the Ashurst Foundation, the Center for State and Local Government Excellence, the Laura and John Arnold Foundation, Prudential Financial, and the State of Rhode Island.

Thanks to members of our research partnership program:
AARP, Bank of America, The Capital Group Companies, Prudential Financial, State Street, TIAA Institute, and Transamerica Institute.
Alicia H. Munnell

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