June 2019 issue
June 2019 issue

Advocacy

Keep up with the movement to ban cashless retail

Since the last U.S. newsletter was published, there has been a significant event in the movement to ban cashless retail establishments.  Two different bills were introduced in the House on the same day last month; one by Rep. Donald Payne and another by Rep. David Cicilline.  Perhaps the biggest difference at the outset is that the former would be administered by banking/financial system regulators and the latter by the FTC (Federal Trade Commission).

Although neither bill has made any progress, ATMIA is pleased to see that our legislators have recognised the importance of this issue.  It makes more sense for this matter to fall under banking and financial services, but we will wait to see the final text of both bills.

Monitoring this issue has become a bit complex, in that there are proposals for cashless bans at the city, state, and federal levels – 16 that we are currently tracking.  In order to help our members keep up with all of that activity, ATMIA has added an interactive map to its U.S. Region home page.  Simply click on a state (or the District of Columbia) to display a list of proposed legislation.  The New York list, for example, displays the 3 state proposals and one for New York City.

If you hear of any other cities that are proposing cashless bans, please let me know - we don't always receive alerts on city activity

David Tente
Best regards to all, 
David
Feel free to reach ATMIA USA executive director David Tente by email at david.tente@atmia.com or telephone +1.407.833.7906.

2020 Fly-in date set

Planning for ATMIA's 2020 Washington, DC Fly-In began early, and the date and meeting venue are already confirmed.
Our meetings on Capitol Hill will be all day Wednesday, March 25, 2020.  The prep meeting will be at 5:00pm ET on Tuesday, March 24 at the Hyatt Regency, Washington, DC.  Since DC hotels tend to fill up well in advance of your arrival date, it is recommended that anyone planning to attend reserve a room now.  There is no charge for cancellations made by March 20, 2020.
For more information about the Fly-In event, contact David Tente.

Regulator meetings very productive

ATMIA USA executive director, David Tente and EFTA president and CEO, Kurt Helwig met with regulators last week to discuss sorely needed changes to the FFIEC bank examination manual, as well as growing support for bans on cashless retail establishments.
Meetings included senior staff of the OCC (which regulates large banks), FDIC (which regulates community and regional banks), and the CFPB (consumer Financial Protection Bureau).  Discussions were all very positive.
A detailed review of the meetings will be emailed to ATMIA members and posted to the U.S. home page.

IAD bank account closure survey report now available

ATMIA created the 2019 IAD Cash Settlement Account Closure Survey to evaluate the impact of sudden cash settlement account closures experienced by many IADs (Independent ATM Deployers).  It sought to determine how widespread this problem is, what circumstances surround a typical account closure, and how operators are dealing with it.  The survey was open to all independent ATM operators/owners/acquirers – both ATMIA members and non-members.     
The full survey report is available for download from the ATMIA U.S. Region home page.  Direct any press inquires or questions about the survey to ATMIA USA Executive Director David Tente.  Contact the ATMIA membership team for information about the benefits of ATMIA membership

ATMIA Advocacy in North America

Whether you are an experienced consumer of ATMIA advocacy benefits or are just becoming familiar with them, you will not want to miss this webinar.  Members of the Canada and U.S. regions have access to multiple services that will help ensure that your business knows ATM regulations on the state/province/federal level and will not be surprised by impactful new legislation.

Our panel of experts will walk attendees through existing resources, access procedures, and the various types of information that are available.  Current and upcoming changes to the alerts systems will be discussed in detail, as well.  Speakers include:

David Tente, Executive Director, USA & Americas, ATMIA
Curt Binns, Executive Director, Canada, ATMIA
Mark Anderson, Co-Chief Executive Officer and Principal, Stateside Associates
LeRoy Huntimer, Director, ATM Sponsorship, MetaBank
Matthew Don Trapp, Consultant, Public Affairs, Hill + Knowlton Strategies
Chris Chandler, President & CEO, Access Cash General Partnership (EZEE ATM)
When:   Wednesday, June 26, 2019;  10:00 AM - 11:00 AM CDT
Cost:      Free for members; $95 for non-members 
Questions?   Email Erika Navarrete or Amber Howell
Click here to REGISTER NOW

Did you miss the last EFTA legislative & regulatory call?

All ATMIA members are welcome to join the monthly EFTA legislative and regulatory call.  A notice of the call is generally sent out a week or two in advance.
Calls are recorded for those not able to dial in at the prescribed time.  To listen to the most recent call, login to your ATMIA account and go to the Regulatory Monitoring page for the U.S.  Scroll down until you see the EFTA logo and make note of the dial-in information.
Anyone with questions about ATMIA USA advocacy efforts may contact David Tente

Education

Download the Theoretical Cyber Risk Register

In an online survey recently conducted by ATMIA, most respondents viewed cyber attacks as the biggest threat to the future of ATMs, well above the war on cash and competing payment technologies. Which certainly illustrates that cyber security is top of mind for everyone in our industry, even for those not responsible for ATM security. 

This manual represents the first example in our industry’s history of a proactive tool for anticipating future threats in order to be prepared for them. It is aimed at being an antidote to future shock in the ATM industry by highlighting the likely threats which could migrate from other channels into the ATM channel simply because they are possible. 

Global ATM security expert Douglas Russell, assisted by other industry experts he interviewed, has compiled this ground-breaking theoretical risk register to empower us to think ahead and be technologically prepared for any eventuality. The manual first lists and categorizes future risks and assesses the likelihood of each type of attack migrating to the ATM channel. It could be using electromagnetic pulses (EMPs) or radio frequency (RF) jamming devices, or it could be using laser and other light attacks or just malware. 

But the manual doesn’t leave it there. The reason for collating and describing all these categories of future attack is to give the industry a radar screen for monitoring potential and actual migrations of these methods and technologies into our space.

ATMIA members can download this and other industry Best Practices from the ATMIA website.  

Membership Benefit Reminder

There are so many benefits to ATMIA membership, it's easy to lose track of them all.  Watch the Newsletter each month for reminders about one of those membership benefits and tips about how to take advantage of it.
Members Receive Event discounts
ATMIA members receive the member rate to our regional conferences/events. Enjoy discounts to our conferences that we hold in different regions throughout the year!  And free webinars.

The Cash Repository

The Cash Repository is your source for a wide range of current data and information about the global role of cash in society, from a variety of sources.
Recent Articles & Resources

Visibility

 ATMIA joins U.S. Faster Payments Council 

ATMIA has recently joined the new U.S. Faster Payments Council, which met for the first time last month.  For those familiar with the Fed’s Faster Payments Task Force, this group is sort of a non-government continuation of the FPTF, that ATMIA was also part of.  Faster Payments is very important to the ATM industry, as it represents the future potential of card-free transactions at the ATM.
Although the U.S FPC is a non-government entity, the Fed is involved and hosted the inaugural meeting.  Considering some of the recent turnover in the Fed’s payments group, involvement in the U.S. FPC will also help us reengage with and stay visible to the Fed.  
ATMIA member SHAZAM is one of the founding sponsors.  The current membership of organizations includes other ATMIA members and 58 financial institutions.  Other associations we already work with, such as ETA and ABA are also participating. 
For more information about ATMIA’s involvement in the U.S. Faster Payments Council, contact David Tente.

The ATM Industry Career Center 

Here are the facts.  The new ATM Industry Career Center is an industry-specific recruiting tool.  Employers and job seekers can connect through a robust web-based community.  Employers  manage your jobs and candidates.  Job-seekers  manage your opportunities and privacy.
The Career Center has now logged over 12,000 page views.  Attracted more than 2,500 new visitors.  And generated 100 job applications from 140 registered job seekers.  Don't miss the opportunity to find exactly what you are looking for.
ATMIA members get industry-specific precision at about half the cost of comparable career sites - $200 for a 30-day job listing.

For more information, contact U.S executive director, David Tente, or global director of finance and member services, Sharon Lane.

Sponsor the U.S. Newsletter

Want to put your product or service in the spotlight  for nearly 5,000 ATM industry professionals?
Sponsorship includes:
  • Logo and website link in newsletter top box, right column
  • Ad supplied by sponsor and sized to 420 x 200 pixels
Sponsor the U.S. Newsletter for a month, a quarter, or a full year.  Contact Sharon Lane or David Tente for more information.

Connections

Upcoming committee meetings


Government Relations Committee (GRC)

The GRC meets regularly to discuss regulatory and compliance issues affecting the industry, from federal, state, and local governments.  It meets next on Thursday, June 27 at 11:00am EDT.   Meeting invitations will be sent out a few weeks in advance.

Independent ATM Deployers (IAD) Committee

All IADs and their providers are welcome to participate in the IAD Committee, which meets bimonthly.  The next  meeting is scheduled for Thursday, June 20 at 11:00am EDT.  Meeting invitations will be sent out a few weeks in advance.
Financial Institutions ATM Deployers Forum
The FI ATM Deployers Forum group meets in odd months and is open to banks and credit unions only.  The next  meeting is scheduled for the third Friday, July 17 at 11:00am EDT.   Meeting invitations will be sent to all committee members shortly.
Questions and requests for committee meeting invitations may be directed to David Tente

Welcome our new members

New U.S. members since the last newsletter was published:  
Associate level membership
   Mitek Systems, San Diego, CA
   St. Kitts-Nevis-Anguilla National Bank, Ltd, Basseterre, St Kitts & Nevis
Did You Know?  There is an upgraded membership level for banks and credit unions.  The Financial Institution Level of membership includes a seat on the regional board and free ATMIA Academy training.  Interested in becoming a U.S. Regional Board Member?  Board level membership is available to all ATMIA members.  Contact David Tente for more information on this and other membership options.
Don't Forget - if your membership is expiring soon, you can receive a 5% discount by renewing before the end of the month in which it expires.

Earn Discounts on Your Membership and Offer New Members a 20% Discount

ATMIA members can now offer friends and affiliates 20% off membership AND earn up to $250 USD in discount on their next membership as part of ATMIA’s new Membership Referral Program. Each referral is worth $50 USD. 
“To make it as easy as possible for members to promote the referral program, ATMIA has put together a variety of resources and each member company has been assigned a unique referral codes that can be found under the ‘my account’ tab on the ATMIA site,” says Amber Howell, ATMIA Membership & Social Media Manager. 
To learn more, contact Amber Howell.
Newsletter Sponsor

June Member

of the Month


U.S. Bank first joined ATMIA in 2003, but its former subsidiary (Elan Financial Services) was the face of the relationship.  Today, U.S. Bank Cash Management Services has emerged as one of our newer Regional Sponsors and the nation’s largest and most experienced cash provider.  They can automate and simplify essential behind-the-scenes functions; increase cash efficiencies through better forecasting; reduce risk and liability with armored carrier deliveries; and free up capital for other purposes.
From Laura Jones, President, U.S. Bank Cash Management Services, "At U.S. Bank, we benefit from our longtime role as a member and sponsor of ATMIA. It is the go-to resource for education, advocacy and networking for the 11,000 members and 650 companies it serves. We value ATMIA’s leadership and hard work keeping our marketplace secure and healthy as the ATM industry adapts to rapid changes in technology, regulations and behaviors.”

Showcase your ATMs on our ATM locator page!

The Withdraw Cash Wednesday social media campaign is in full swing. Last year was a good start, but the best is yet to come as Withdraw Cash Wednesday builds momentum in 2018 and into the future. We need your help to make this a success, so:
  1. Join the Campaign!
  2. Become a Sponsor.
  3. Order Decals and Signage.
  4. Spread the Word
  5. Volunteer your time to the campaign
To learn how you can help, visit our website
https://bankcustomerexperience.com/?utm_source=ATMIA&utm_medium=email&utm_campaign=newsletter-banner
https://www.atmia.com/conferences/mexico/
United States Regional Sponsors Global Sponsors
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