Newsletter October 2022
Newsletter October 2022
friday night casserole
It's that time of year again when the leaves begin to change and we transition from hot summer nights to cool autumn evenings; from the BBQ to the casserole.  First up was the chicken, broccoli, rice - somewhat labor intensive but will feed you for a couple days.  A glass of wine, good music, and time spent with our youngest was the perfect Friday night.  As many of your clients transition from one season of their lives to the next, helping them be prepared can ease anxiety about the future and let them enjoy this time with their loved ones.  Address inflation worries with the Allianz Inflation Playbook and see how Nationwide's SIUL with long-term care rider can be used for a Mother/Daughter sale.  
Check out the rest of our newsletter for more on the industry. Look for quick one-page sales ideas under new west shorts.  You can always go to our website for the latest carrier information (updated every week) under Product News & Updates.   
Melissa Church
Director of Marketing
208-622-5211 x 2
Inflation is Way Up – and so are Inflation Worries
82% expect inflation will get worse over the next 12 months. It’s been a wakeup call for so many people who haven’t been factoring in the impact of inflation on their future income needs.
But you can show clients how fixed index universal life (FIUL) insurance can help with the impact of higher everyday costs … provide financial reassurance for beneficiaries through the death benefit… and reduce the overall risk in their portfolio.
Our new Inflation Playbook is designed to make these conversations easier and more productive. 
    John Hancock
    More Options for Couples Seeking Life Insurance
    For those couples looking for additional value and choice with their life insurance you can offer them more flexibility with our Cash Value Enhancement and improved Policy Split Option riders which are both offered with our Protection Survivorship IUL and our Protection Survivorship UL product.
    • Our New Cash Value Enhancement offers higher cash surrender value in early years
    • Our much-improved Policy Split Option offers a cost-effective way to split a policy without underwriting in the event of insureds’ divorce or tax law changes
    Lincoln Financial Group
    Center for Financial Planning Excellence
    Access industry insights and actionable resources to strengthen your expertise, tackle challenges and anticipate what’s coming next. Get insight into market volatility and inflation, plus strategies to enhance your practice.
    Mass Mutual
    What Kind of Life Insurance Do Clients Need?
    Read this article to understand that which type of life insurance is best for clients depends on their circumstances, and that term insurance is more affordable but permanent insurance features could prove valuable in later years while blending the two may offer the best overall option.
    SIUL 2020 w/ LTC Case Study – Mother & Daughter Sale
    Our survivorship product is not only for couples, it can be used for a parent/child scenario as well. Tell me more
    North American
    Clients Worried About Their Financial Future?
    Show them how Builder Plus IUL 3 can help prepare for the financial impact of things out of our control, like the amount of time we have left on earth, market volatility, and tax rates. Check out and share our client-friendly flyer to help you show the impact life insurance can have as part of a financial portfolio.
    Pacific Life
    Term to Perm…Is It Time to Upgrade?
    Life changes quickly. Is it time to upgrade from a PL Promise Term life insurance policy to one with longer, more flexible death benefit coverage? Show your policyholders just how easy converting to PL Promise Conversion UL can be with the handy flyer. 
    Carve Out a New Market WITH Executive UL
    Do you have business clients and companies that are looking for ways to incentivize executive level employees with life insurance benefits? What about a portable solution that is easy to manage? Check out Executive UL from Protective Life.
    Improved No-Lapse Guarantee Pricing for SVUL Protector
    Starting October 17, SVUL Protector No-Lapse Guarantee pricing will be improving (except in NY). This new pricing makes SVUL Protector an attractive option for clients wanting a balance of death benefit protection and the potential to build cash value. Learn more.
    Time to Focus on the BOSS
    Many business owners only focus on the operation until it’s too late, potentially making their retirement dependent on selling the business and leaving them with limited options.
    Join Natalia Keene, Advanced Sales Counsel, to hear about how the business owner saver strategy helps your clients become independent of the business by diversifying their wealth on Thurs, Oct 27, 2:00 pm ET. Register HERE.
    SwiftTerm, an Instant Issue Program
    Insurance sales should be easy and with Symetra’s SwiftTerm, the process is automated from start to finish. Clients apply, pay and receive their term policy all online.  That’s the important difference between an Instant Issue and Instant Decision programs! See ours Instant Issue SwiftTerm 
    tools of the trade
    annuity gram
    new west shorts  |  T: 208.622.5211   |   F: 208.725.8821  |   Hailey, Idaho     
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