Are you ready to stop renting and own a home? Did you know that you may be able to spend less on a mortgage than what you pay in rent? And that you don't need 20% down to purchase? Let's get started - it's as easy as 1-2-3!
Step 1: Attend Homebuyer
Education
If you’re planning to purchase a home, homebuyer education or counseling is a great place to start. Your advisor will teach you about the process, answer your questions, and help you make smart decisions.
We've got your ticket to free online homebuyer education through Framework! Be one of the first 40 people to register by clicking the link below and using the coupon code BLOOMHOME, and you'll get the course for FREE (a $75 value)!
GET FREE EDUCATION
Step 2: Contact a Participating Lender
Contact a Minnesota Housing participating lender to discuss your needs, learn more about which loan program is right for you, and start the pre-qualifying process.
The loan officers below are based in Bloomington and are current recipients of the Minnesota Housing Top Producer program, which awards loan officers based on loan production volume. Click "Find a Lender" to see all of our participating lender partners around the state.
FIND A LENDER
Step 3: Learn How to Save with Our Loan Programs
Minnesota Housing's affordable loan programs layer on top of your mortgage to provide you with money-saving benefits:
  • Downpayment and closing cost loans up to $12,000
  • As little as 3% down with our exclusive conventional loans
  • Affordable, fixed interest rates for the life of the loan
Your lender will determine if you meet program requirements, including income limits and credit score.
LEARN MORE
We Have Lenders Near You!
Steve Furlong, Mortgages Unlimited
NMLS #225504
952.232.4133
sfurlong@muihomeloans.com 
Jackie LaLonde, American Mortgage & Equity Consultants
NMLS #251060
612.616.3069
jackiel@mortgagerevolution.com
Heidi Smith, PrimeLending
NMLS #349012
952.334.3193
hsmith@primelending.com 
Peter Boyle, Summit Mortgage
NMLS #218261
612.701.6816
pboyle@summit-mortgage.com
Chailla Kantor, American Mortgage & Equity Consultants
NMLS #1298118
612.229.1181
chailla.kantor@amecinc.com
Carrie Guarrero, Fairway Independent Mortgage Corp.
NMLS #209015
507.456.7579
carriesteam@fairwaymc.com
Minnesota Housing does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with Minnesota Housing programs, including important information such as loan fees, the annual percentage rate (APR), repayment conditions, disclosures, and any other materials which are required to be provided to the consumer are the responsibility of the Lender.
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www.mnhousing.gov