CFPB finalizes ‘Open Banking’ rule
CFPB finalizes ‘Open Banking’ rule

Regulation Digest
October 23, 2024
Vol. 13, No. 43
Editor: Nate Thompson
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Marketplace of Ideas


GW Regulatory Studies
- Regulatory Impact Analysis in Brazil: An Assessment of Exemptions and Ex Post Reviews, Natasha Schmitt Caccia Salinas & Lucas Thevenard Gomes
Law & Liberty
- Who Watches the Bankers?, Peter Wallison
Manhattan Institute
- A Model Bill to Allow Independent Permitting, Judge Glock
Mercatus Center
- AI Policy Options and Principles for Federal Leaders, Matt Mittelsteadt
NBER
- How Do Income-Driven Repayment Plans Benefit Student Debt Borrowers?, Sylvain Catherine et al.
Niskanen Center
- Two Big Developments in Manufactured Housing Reform, Andrew Justus & Alex Armlovich
Pacific Legal Fdn.
- Court Rules Against Freelancers in Department of Labor Case, Wilson Freeman
Progressive Policy Inst.
- In Search of a Competition Policy for the Digital Sector, Dianna Moss
Reason
- Geothermal Power Could Produce Abundant Clean Energy, if We Let it, Ronald Bailey
Regulation & Governance
- From Agents of the People to Agents of Authority?, Michael Dobbins & Rafael Labanino
The Regulatory Review
- Textual Tensions in the Vesting Thesis, David Froomkin
- Election Security and Misinformation Regulation, Matthew Spero et al.
RFF
- Climate Insights 2024: Partisan Views, Jon Krosnick & Bo MacInnis
Roosevelt Institute
- Excluding Labor Law Violators from Federal Funding Programs, Alí Bustamante 
Tech Policy Institute
- Recap of TPI’s Telecom Regulators Panel, Anna Gomez et al.
Urban Institute
- How Do Federal Agencies Compensate Community Members for Bringing Their Expertise to Policies and Programs?, Fanny Terrones & Dashni Sathasivam
Washington Legal Fdn.
- FTC Announces New HSR Merger Filing Form, Gerald Stein & Kaley Fendall
Yale JREG
- Humphrey’s Executor and the Right to a Constitutional Proceeding, Will Yeatman & Oliver Dunford
ACUS
- Using Algorithmic Tools in Regulatory Enforcement
AEI
- CBO Confirms Again Immigration’s Economic Benefits, James Capretta
- Title IX Rulemaking and the Administrative State, R. Shep Melnick & Tamara Rice Lave
AAF
- Gamesmanship Concerns Weaken the HSR Merger Report, Fred Ashton
- The Feds Strike Back, Douglas Holtz-Eakin
Brookings Institution
- As Technology Races Forward, the Ability to Deal With it Races in Reverse, Tom Wheeler
Cato Institute
- Economic Freedom of the World, 2024, James Gwartney et al.
CEI
- Leave Old Rules With Old Technologies, Brian Rankin
- Regulatory Frameworks Masquerading as Economic Help, Clyde Wayne Crews
Council to Modernize Governance
- It’s Time to Reform the Judgment Fund, Curtis M. Schube
Free State Foundation
- Municipal Broadband Fees are Bad Law and Bad Policy, Daniel Lyons
GAO
- Generative AI Training, Development, and Deployment Considerations
ITIF
- In Support of the Energy Permitting Reform Act, Robert Atkinson

Agency Rulemaking Highlights


Notable Actions

Energy Conservation Standards
The Department of Energy (DOE) published four rules related to the Energy Conservation Standards. In these rules, DOE determined that the standards for consumer furnace fans and oil, electric, and weatherized gas consumer furnaces do not need to be amended. Both are effective November 18. 
DOE confirmed the effective and compliance dates (July 15, 2024 and March 1, 2028, respectively) of the amended standards for residential clothes washers that were established in a March direct final rule. DOE also published the Department of Justice’s determination that the standards for consumer conventional cooking products, established in a February direct final rule, are unlikely to have a significant adverse impact on competition. 
Abatement of Highway Traffic and Construction Noise
The Department of Transportation is proposing to revise the regulations on the procedures for abatement of highway traffic noise and construction noise. The proposed rule would clarify certain definitions, the applicability of this rulemaking, certain analysis requirements, and the eligibility of funds made available to provide noise abatement measures and to improve the analytical procedures. Comments due December 17.
Advanced Manufacturing Investment Credit
The Internal Revenue Service issued a final rule to implement the advanced manufacturing investment credit established by the CHIPS Act of 2022 to incentivize the manufacture of semiconductors and semiconductor manufacturing equipment within the U.S. The rule contains the eligibility requirements for the credit, and a special 10-year credit recapture rule that applies if there is a significant transaction involving the material expansion of semiconductor manufacturing capacity in a foreign country of concern. Effective December 23.
The Opinion Section
Jonathan H. Adler: Supreme Court to Tackle Who Can Sue Agencies Where and for What
WSJ Editorial Board: Trump, Harris and McDonald’s | Arizona’s Chance to Check Regulators | The Absent Government Workforce
Clyde Wayne Crews: Exposing Loopholes: How Federal Regulatory Oversight Laws are Being Ignored
Matthew Yglesias: The FTC is Better When it’s Less Ambitious
Jonathan Mingle: Why the Oil and Gas Industry is So Afraid of Kamala Harris
Judge Glock: Biden’s Missing Electric-Vehicle Chargers
Amanda Shendruk & Heather Long: The New American Dream Should be a Townhouse
In the News
Governance & Politics
Financial Markets & Housing
Energy & Environment
Health & Safety
Business
AI & Technology
Transportation & Infrastructure
Education
The George Washington University

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