Welcome 2021!! I am sure that there are many of us who had wonderful things happen in their lives this past year. For most of us, though, we are happy to see 2020 in our rear view mirror and the promises of the year to come before us. Including, hopefully, an end to the pandemic.
Along with an end to the pandemic, there is pent-up enthusiasm for getting back to in-person events and group meetings. Although the dates for our 2021 U.S. conference have been pushed back to April, interest in participation has significantly picked up since the turn of the new year. And we will host the actual, first, in-person U.S. Security Conference in September.
On the advocacy front, there is a lot of very promising activity to report. Last month, the OCC proposed the addition of 12 CFR Part 55. It states in part that covered banks shall "Not deny any person a financial service the bank offers except to the extent justified by such person’s quantified and documented failure to meet quantitative, impartial risk-based standards established in advance by the covered bank."
After 35,000 stakeholder comments, the OCC announced finalization of the rule last week. This is expected to be an end to the majority of issues our independent operators have experienced with spurious and politically motivated bank account closures.
Despite the beating that cash has taken in the media during this pandemic, ATMIA has continued to advocate for its safety and importance to our economy. In fact the consensus within the banking and ATM community is that, although transaction volumes are still a bit lower than one year ago, the value of cash withdrawals in increasing – in some cases even to record levels.
The effort to ban cashless retail establishments is also seeing an early surge. In the final days of 2020, both Pennsylvania and Maryland pre-filed measures to require that retail businesses accept cash as a form of payment. Mississippi has already indicated its intent to introduce a cashless ban bill this year. Rep. Ben Koppelman, a North Dakota state legislator, recently states that cashless transactions create economic barriers for some residents and that he supports a cashless ban. For the latest status of cashless bans in every state, visit the Cashless Ban'd Wagon interactive map on the ATMIA U.S. Region home page.
So let's all lift a glass and toast the promise of the incoming year - 2021!!
Happy New Year and best regards to all,
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David
Feel free to reach ATMIA USA executive director David Tente by email at david.tente@atmia.com or telephone +1.407.833.7906.
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Counting down to the 2021 U.S. ConferenceOnly 98 days remain until the start of the ATM industry's largest and most important conference – the ATMIA U.S. Conference & Expo.
Day 1 begins the event with pre-conference workshops and committee meetings for ATMIA members. Sign up for a workshop to take a deep-dive into essential and timely topics – including ATM outsourcing (from both the FI and IAD perspective), recycling and cash management, the future of biometrics in the ATM channel, and launching your fleet into the era of NextGen ATMs. Later in the day, ATMIA members are invited to attend the ATM Town Hall – a panel discussion of cutting-edge and forward-looking technology impacting the ATM industry, followed by the Opening Reception.
Day 2 kicks off the conference’s formal educational program. Take your pick of 18 breakout sessions covering a full spectrum of educational topics. Our new format was launched this year in Houston, using a restructured lineup of breakout tracks – Financial Institutions, IAD/ISO, and ATM Industry.
Day 3 features an impressive roster of plenary sessions. Presenters address topics that affect all sectors of the ATM industry. Sessions already committed include a review by the Federal Reserve of key findings from a 2020 study. It will examine comparisons to 2019 pre-COVID data in order to better understand how the COVID pandemic has affected consumer’s use of cash.
Don't miss a thing. Register now for the lowest available rates!
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Get ready to start re-hiring!We understand that Hiring Managers are looking for more than a simple job board, when it comes to finding and recruiting new ATM channel talent. The ATM Industry Career Center is a robust recruiting resource that you will want to check out.
Employers can set up a free account on the ATM Industry Career Center website. ATMIA membership is not required, but members do receive discounted rates. Once your account is set up:
- Post jobs online quickly and easily, including confidential postings
- Manage applications
- Search resumes
- Set up and email resume alerts
Make your company stand out among other employers with a variety of branding opportunities.
- Create and attach a 60-second video to your postings
- Use an enhanced job posting that can include elements of your company profile
- Create and post a company profile page
- Be part of the banner ad rotation
- Make your posting a Featured Job to gain more attention
Finally, be sure that the hiring managers and Human Resources staff within your organization are aware of this resource. Many of them are not listed on your ATMIA membership and do not receive this newsletter or other communications. Forward this link to the career website.
Contact ATMIA USA Executive Director, David Tente for more information.
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State advocacy issuesLegislative activity in the states last year was down more than a third from that of other recent years - likely due to the pandemic - and certainly not a bad thing. 2021, however, may be a particularly busy year as states try to catch up on legislative ambitions. It is a bit early, though, to know for sure what the next 12 months will look like.
New York AB 941Aside from two bills on consumer payment choice that were pre-filed at the end of last year, New York AB 941 is the first bill introduced of consequence to the ATM industry. The bill's intent is to "ensure that consumers are informed of their options in regard to overdraft protection prior to incurring fees by establishing appropriate protections for such consumers."
The bill requires that the fee must be "separately and conspicuously disclosed, each time the fee is imposed, in any periodic statement provided to the consumer with respect to such account." ATMIA has reached out to the bill's sponsor as to how this requirement would be applied to ATM transactions, keeping in mind the technology challenges and privacy risks it imposes.
We have commented further that independently operated ATMs typically do not have the capability to handle overdraft notification, even if the networks developed the technology and were able to provide it.
ATM operators with any terminals in the state of New York are asked to contact their state Assemblymember and oppose this bill.
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Legislative alert sponsorship availableATMIA USA has renewed the Stateside Associates monitoring services for 2021. This is a terrific benefit for all ATMIA members. It includes legislative alerts, regulatory (new law) alerts, and the ATM compliance portal.
It is set up as a dual sponsorship – and Cardtronics has already committed to continuing as one of those sponsors. A second sponsorship is also available.
The number varies a bit, but somewhere between 400 and 500 ATMIA members receive every alert throughout the year. In a typical year, 250-300 alerts are sent out – which totals somewhere between 100,000 and 150,000 impressions!
Linked logos of both sponsors are displayed in the header of the email alert, along with a printed link at the bottom of the message. Sponsors also receive multiple mentions for their support in the this newsletter, during meetings, and in news items generated by Stateside activity.
This is a great opportunity to give your organization additional and repetitive visibility to a significant segment of our membership. For more information, contact David Tente. These alerts begin in early January and are at their highest level of activity during the first half of the year. Get on board now in order to take full advantage of this opportunity.
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Coronavirus updatesGood progress is being made on the ATMIA Advocacy Plan for COVID-19 and Beyond. Part of that plan is the ATMIA Cash Revival Plan,
The new ATM Hygiene & Safety Committee has been very active and recently published its “ATM Hygiene Protocol & Best Practices” document. A UV-C sub-committee was formed to look at technology for ATM and cash sanitizing. In addition, an ATM Hygiene Showroom page has been set up for hygiene related products.
The Coronavirus webpage continues to serve as a repository for ATMIA press releases and statements relating to managing this crisis and advocating for cash as a consumer payment choice. It also includes news feeds specifically relating to the pandemic and a mid-week report on state-by-state activity..
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2021 Washington, DC Fly-in delayed, pending a sponsor
Our 2021 DC Fly-in had been scheduled for Wednesday, March 24, 2021 on Capitol Hill, with a strategy meeting to take place March 23rd at 5:00pm ET. Due to the continuing uncertainty surrounding in-person meetings, the Fly-in has been postponed. Once we have confidence in our ability to have face-to-face meetings, a new date will be scheduled.
In order to host the Fly-In this year, we will need a Sponsor for the event! This is a great opportunity to host a very visible and important advocacy event – and give your organization some unique exposure for the next 6 or 7 months. And promotion of the event will continue until it takes place.
It is too early to determine what our focus will be, but support for reintroduction of the Payment Choice Act bills in the Senate and House, as well as the new OCC rulemaking, are expected to be at the top of our list.
For more information about sponsoring or participating in the Fly-In, contact David Tente.
Fly-In Sponsor Logo Here!!
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Become a NextGen Champion today!Our project has exceeded all expectations. It has proved to be an awesome, global future-proofing exercise.
Now, it’s time to become Next Gen Champions as we move forward powerfully as an industry to implement the global project. We will need to fund the upcoming PR campaign, the development of standards and the creation of an ATMIA self-certification tool, among other steps.
At this exciting time of reinvention and innovation in our global industry, we cordially invite you to pre-order your Next Gen ATM certification. ATMIA is offering the following two free benefits if you pre-order for 2020 certification.
- A free copy of the Next Gen ATM business case matrix, valued at $250.00
- Two free hours of Next Gen ATM consultancy with the technical editor of the project, Marcel Ficken, valued at $500.00
ATMIA has been a leader in the ATM industry for over 20 years and this is the greatest project our association has ever facilitated. Nearly 400 companies worldwide are now participating. Learn more . . .
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Membership Benefit ReminderThere are so many benefits to ATMIA membership, it's easy to lose track of them all. Watch the Newsletter each month for reminders about one of those membership benefits and tips about how to take advantage of it.
Receive Only the Communication You Want From ATMIAWe appreciate that you are part of our communication for the ATM Industry to help you stay up to date and informed on upcoming conferences, news, offers and more!
While we have a lot of information to share, we want to make sure you are only receiving the communication you want from us. Now would be a good time to login to ‘My Account’ and review the emails you are currently set to receive from us - https://www.atmia.com/membership/my-account/?a=emailpreferences. Remember – you can change these at any time.
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Committee UpdatesCheck out what's happening with our committee groups:
Why you should be involved in at least one committee groupAccess to ATMIA committee groups is one of the most beneficial perks of membership. And you have your pick of regional groups, global groups - or both. There are no limits on how many groups you may participate in. The only restriction is that you can only join regional committees that are part of a region of which you are a member.
Two of the most popular U.S. regional groups are for ATM deployers – one for financial institutions and one for independents. Our largest global groups are the Consortium for NextGen ATMs and a variety of different security related committees.
Obviously each group is a great vehicle for keeping up with happenings related to its area of expertise. It is also a conduit for expressing your own views on critical policies and developments. And there is no better way to get to know your colleagues.
More information about committees is available on the ATMIA Committees home page. Your can join a committee by signing into your ATMIA account and clicking on the 'My Committee' link. Also feel free to reach out to David Tente regarding USA Regional groups and to Mike Lee regarding global groups.
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ATMIA Facebook Page
Have you checked out ATMIA's Facebook page yet? Here are some of the benefits of joining our community on Facebook:
Keep abreast of ATM industry news and developments on:
- Latest technology
- Operational efficiencies
- Upcoming ATM focused events
- And more….
On our page, you can find all things ATM's and so much more. "Like" us on Facebook us today!
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Upcoming committee meetings
Independent ATM Deployers (IAD) Committee
All IADs and their providers are welcome to participate in the IAD Committee, which meets bimonthly. The next meeting is scheduled for Wednesday, February 10 at 11:00am EST. Meeting invitations have been sent to all committee members, with agendas to follow shortly.
U.S. Regional BoardThe U.S. Regional Board meets quarterly to discuss important issues, committee activities, and the financial health of the chapter. The next meeting is scheduled for Thursday, February 11 at 11:00am EST and is open to all U.S. board-level members.
U.S.Government Relations Committee (GRC)The GRC meets regularly to discuss regulatory and compliance issues affecting the industry, from federal, state, and local governments. It meets next on Thursday, February 18, 2021 at 11:00am EST. Meeting invitations will be been sent to all committee members, with agendas to follow prior to the meeting.
Questions and requests for committee meeting invitations may be directed to David Tente
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Welcome our new membersNew U.S. members since the last newsletter was published:
Associate & Small Business level memberships
Did You Know? You can upgrade your membership level at any time. Move up to Board level for greater visibility and a stronger voice in the direction of the Region. Interested in becoming a U.S. Regional Board Member? A unique membership level for financial institutions? Contact David Tente for more information on this and other membership options.
Don't Forget - if your membership is expiring soon, you can receive a 5% discount by renewing before the end of the month in which it expires.
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Earn discounts on your membership and offer new members a 20% discount ATMIA members can now offer friends and affiliates 20% off membership AND earn a discount on their own membership renewal. For a limited time, earn up to $500 USD in discounts on your next renewal as part of ATMIA’s new Membership Referral Program. Each referral is worth $100 USD.
“To make it as easy as possible for members to promote the referral program, ATMIA has put together a variety of resources and each member company has been assigned a unique referral codes that can be found under the ‘my account’ tab on the ATMIA site,” says Amber Howell, ATMIA Membership & Social Media Manager. For mor details about how it works, click here.
Members can find their own personal link and email text/images to use under the ‘Member Referrals’ icon in their My ATMIA Account section of the website.
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January Memberof the Month
AOne ATM is a full-service ATM management company offering innovative solutions for Banks, Credit Unions, Employee Groups, and Retailers across the United States. As an industry leader since 1996, AOne provides a full complement of ATM equipment, management solutions, processing, cash management, support services and most importantly, peace of mind for their clients. AOne's total focus is managing its customer's ATM network with integrity and maximum efficiency. Their vast experience, nimble size, and exceptional customer service allows them to deliver more transactions to every ATM and deliver superior value to clients. As a company, AOne strives to be the clear choice, the ONE choice for an ATM partner.
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