CFPB proposes to regulate paycheck advances as loans
CFPB proposes to regulate paycheck advances as loans

Regulation Digest
August 14, 2024
Vol. 13, No. 33
Editor: Nate Thompson
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Marketplace of Ideas


GW Regulatory Studies
Brookings Institution
Rebooting the Sustainable Development Goals, John W. McArthur & Zia Khan
C. Boyden Gray Center
- Event: C. Boyden Gray Memorial Symposium, September 6 ⭐ feat. RSC’s Susan Dudley
Cato Institute
CAP
CEI
Federalist Society
- Podcast: Regulatory Modernization in Idaho and Virginia, Alex J. Adams & Reeve Bull
Free State Foundation
GAO
HBR
- Moving Beyond ESG, Robert G. Eccles
ITIF
Progressive Policy Inst.
R Street 
RFF
- Podcast: Exploring Partisan Divides on Climate and Energy Policy, David Spence & Daniel Raimi
The Regulatory Review
Conserving American Public Lands, Connor Henderson et al.
SSRN
Regulation of Big Tech in the EU, Iwona Windekilde et al.
Washington Legal Fdn.
- Webinar: From Railroads to the Internet: Legal Limits on Common Carriage, August 29 ⭐ feat. RSC’s Roger Nober
Yale JREG
The Right to a Human Regulator?, Christopher J. Walker
Guidance for the Post-Chevron World, Jordan Ascher et al.
AAF
ACUS
- Request for Comment: Nonlawyer Assistance and Representation, deadline August 31
AEI
Why Can’t America Build, Adam J. White
American Prospect
BPC

Agency Rulemaking Highlights


Notable Actions

Anti-Money Laundering
The Office of the Comptroller of the Currency, the Federal Reserve Board, Federal Deposit Insurance Corporation, and the National Credit Union Administration are proposing to amend the requirements that each agency has issued for its supervised banks to establish, implement, and maintain effective, risk-based, and reasonably designed Anti-Money Laundering and Countering the Financing of Terrorism programs. The proposed rule would incorporate a risk assessment process in the program rules and add customer due diligence requirements. Comments due October 8.
Safety Standards for Button Cell Battery Toys
The Consumer Product Safety Commission issued a proposed rule that aims to address the risk of injury and death associated with children ingesting button cell or coin cell batteries by adding performance and labeling requirements for toys containing those types of batteries. The proposed rule would be consistent with international standards for electronic toys. Comments due October 15. 
Energy Conservation Standards for Gas Stoves
The Department of Energy (DOE) confirmed the effective and compliance dates for new and amended energy conservation standards for consumer conventional cooking products, which include gas kitchen ranges and ovens. DOE issued these standards as a direct final rule in February, which took effect on June 13, 2024. 
Family Seating in Airplanes
The Department of Transportation (DOT) is proposing to require U.S. and foreign air carriers to seat children aged 13 and under adjacent to at least one accompanying adult at no additional cost beyond the fare. Under this proposal, a carrier would subject it to civil penalties if it failed to provide family seating or charged families a fee beyond the fare to secure family seating. Comments due October 8.
Flight Ticket Refund
DOT issued a final rule to amend its regulations regarding refunds and other protections for consumers of air travel. The rule will amend DOT’s April 26 final rule for consistency with the requirements of the FAA Reauthorization Act of 2024. Effective August 12.
Handset Unlocking Requirements
The Federal Communications Commission (FCC) issued a proposed rule that explores the use of handset unlocking policies as a way to improve consumer choice and enhance competition in the mobile wireless market. Specifically, FCC proposes to require all mobile wireless service providers to unlock handsets 60 days after a consumer’s handset is activated with the provider. Comments due September 23. 
Accessibility of Medical Diagnostic Equipment for State and Local Government Entities
The Department of Justice issued a final rule revising accessibility requirements for the services, programs, and activities that state and local governments offer through medical diagnostic equipment. This equipment includes medical examination tables, dental chairs, and radiological equipment such as mammography machines. Effective October 8.
The George Washington University
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