Bi-Weekly Update from MVP Financial Services
Bi-Weekly Update from MVP Financial Services
    Bi-Weekly Update from MVP Financial Services, Inc.               08/18/2020    
Hi Most Valued Partner - Welcome to the new issue of MVP's News2Use. We hope you find this newsletter to be helpful and forward it on to a colleague. If someone has forwarded this to you, please consider subscribing --> Subscribe

Quick Assist Links

Electronic Policy Delivery
Accelerated Underwriting
Tips for Working Virtually
One More Question
Just One More Question
When meeting with clients and prospects, keep this infographic handy to remind yourself to ask one more question. Asking just one more question makes it easier to begin talking about their unique needs and deliver solutions to protect them.
We make it easy for you to start a conversation, gather the facts and recommend a solution. We are also available for consultation to help you find the opportunities. 
Business Planning Services
Free Business Planning Services
Business owners face a triple threat when it comes to a disability. They need to consider both personal income protection and business continuation and succession planning needs. 
Principal® offers complimentary informal business valuations and buy-sell reviews to help shed light on potential business protection opportunities. They are a great way to start conversations with business owners and provide valuable information about their business. 
iGo Electronic Applications
Quick Apps & Drop Tickets
DIY Quotes & Illustrations
Banner Update
New Term Rates
New rates for the Banner Life series include a mix of decreases and increases with a focus on regaining the top competitive position on the Preferred and Standard Non-Tobacco classes and improving pricing in the Preferred Plus class. Rate changes focused on 10-30 year level term periods, but have changed for all OPTerm series options. 
Check out the updated term webpage
to find guidelines, product specifications, marketing materials and more.
Policies in Danger of Lapsing
Policies in Danger of Lapsing
When you sit down with clients for a routine policy review, you may uncover situations where the current policy may be in danger of lapsing because the client has borrowed from the cash value to pay premiums or fund expenses.
A 1035 exchange where the loan is brought over to a new John Hancock policy may be able to offer the customer more value than the current policy. See the advantages they offer in this scenario over a competitor — providing a higher death benefit and coverage that does not lapse!
Mutual of Omaha Update
LTC Rate Refresh and Benefit Changes
Leading long-term care insurance carrier, Mutual of Omaha, is refreshing their rates and implementing benefit option changes to the MutualCare Solutions Portfolio effective September 1, 2020. Premium adjustments may vary by age, sex and benefit selection.
Many states are impacted by this change, including Illinois, Iowa and Minnesota. Get complete details here
This Information is for Agents Only.   Not for Consumer Distribution. 
Twitter Facebook LinkedIn YouTube
Edina Office Madison Office Fargo Office
St Charles Office Glenview Office Contact MVP
aimcor Group NAILBA NAIFA
Subscribe to our email list.