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Did the holiday season stretch your budget a little more than you anticipated? Are credit card statements and payments due making you feel overwhelmed? Take advantage of our Credit Card Balance Transfer offering which will allow you to move all your credit card payments under one roof and grant you the power to pay your own way.
Receive 2.99% APR¹,² for 180 Days on Balance Transfers:
Start the year on a financially savvy note! Transfer your existing balances to US Community Credit Union and enjoy a festive 2.99% Annual Percentage Rate (APR) for the first 180 days. Watch your debt shrink while you focus on what truly matters.
Take Advantage of 0% APR¹,² on New Purchases for 180 Days:
Celebrate your financial goals by making new purchases with confidence. Enjoy 0% APR for the first 180 days, giving you the freedom to embrace new beginnings without the worry of interest charges.
This New Year, let's make your financial resolutions a reality! Reach out to our lending team today to take advantage of this exclusive offer and set the stage for a year of financial success.
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Meet Jennifer, our dedicated Senior Lender/Underwriter. Jennifer has been an integral part of US Community Credit Union for almost 19 years. With a passion for her work and an unwavering commitment to member satisfaction, Jennifer plays a crucial role in making dreams come true for our members.
"I started here in May 2005, & throughout the years, I've developed a deep appreciation for the supportive community we have at USCCU. The camaraderie with my coworkers makes every day enjoyable, & being able to help our members save money & simplify the loan process for them is truly fulfilling."
As Jennifer continues to make waves in the world of lending, we encourage you to contact her and the team for any of your lending needs. Whether you are in the market for a car loan, want to take advantage of our credit card balance transfer offering, apply for a new credit card, or simply want to explore loan options, she can help guide you on your way. Join US in thanking Jennifer for all she does for our members and helping those she works with embrace a brighter financial future at USCCU!
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As part of our ongoing commitment to supporting our local community, US Community Credit Union is partnering with Park Center and hosting a Cold Weather Clothing Drive. We invite you to join US in making a positive impact by donating NEW winter items for individuals experiencing hardship. In addition, we will be accepting monetary donations which will go directly towards buying items off of their wishlist. The drive will run until February 2, 2024. You can drop off donations at your nearest branch locations.
ITEMS NEEDED:
- Cold weather adult jackets ( Sizes small - XXL)
- Hats, Scarves, and Gloves
- Hot Hands packs
Your generosity can bring warmth and comfort to those in need during these cold winter months - especially when faced with the snowy conditions we have experienced lately. Let's come together as a community to make this drive a success and spread warmth to those who could use a helping hand.
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As we step into the promising horizon of 2024, we want to remind you to take advantage of our US Community Wealth Management offerings which can transform the way you approach your finances. We encourage you to consider working with our Wealth Advisor, Steven Kibbel, to create a personalized financial plan that aligns with your unique goals and aspirations. Our Wealth Management offerings can help you unlock:
- Tailored Financial Planning Our Wealth Advisor is committed to understanding your financial goals. Whether you are saving for a major life event, planning for retirement, or building a legacy, he will work with you to create a customized financial plan that reflects your aspirations and circumstances.
- Strategic Investment Guidance Crafting an investment strategy requires expertise and market insights. Steven will analyze your risk tolerance, investment horizon, and financial objectives to design a strategic investment plan that seeks to optimize returns while managing risk.
- Ongoing Portfolio Management The financial landscape is dynamic, and life events can impact your financial situation. Our Wealth Advisor provides continuous monitoring and adjustments to your portfolio, ensuring your investments stay aligned with your goals and adapt to changing market conditions.
- Comprehensive Financial Advice Beyond investments, Steven offers holistic financial guidance. Whether you have questions about tax efficiency, estate planning, or insurance coverage, he is equipped to provide expert advice and help you make informed decisions.
Take the First Step Towards Financial Empowerment
If you are ready to control of your financial journey in 2024, we encourage you to schedule a free consultation. This initial meeting will serve an opportunity to for him to understand your financial objectives and outline a roadmap tailored to your needs.
To schedule a consultation or learn more about US Community Wealth Management, click here. We are dedicated to empowering our members in their pursuit of financial success. Make 2024 the year you take decisive steps towards your financial goals with the guidance of skilled Wealth Advisor.
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¹APR = Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. All balance transfers are subject to approval. APR is determined at the time of your application. Rates current as of 1/22/2024. Terms and conditions may apply.
²NEW USCCU CREDIT CARD ACCOUNTS: Must have a credit score of 650 or higher at the time of application to qualify. Introductory rate of 0% APR on balance transfers to new USCCU credit cards lasts 180 days from the time of card opening. After the 180 day introductory period, your rate will return to original qualifying rate not to exceed 29.95% APR. New purchases on new USCCU credit cards will receive 2.99% APR from 180 days from the time of card opening. Minimum balance transfer amount of $500 and maximum amount of $10,000. Offer valid on balance transfers from non US Community Credit Union credit cards only. Balance transfers do not earn reward points. Offer expires 3/31/2024.
³CURRENT USCCU CREDIT CARD ACCOUNTS: Introductory rate of 0% APR on balance transfers to current USCCU credit cards lasts 180 days from time of transfer. After 180 day introductory period, your rate will return to qualifying rate not to exceed 29.95% APR. Minimum balance transfer amount of $500 and maximum amount of $10,000. Offer valid on balance transfers from non US Community Credit Union credit cards only. Balance transfers do not earn rewards points. Offer expires 3/31/2024.
⁴All loans are subject to credit approval. Membership required. Terms and conditions may apply.
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance Products are offered through LPL or its licensed affiliates. US Community Credit Union and US Community Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using US Community Wealth Management, and may also be employees of US Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, US Community Credit Union or US Community Wealth Management. Securities and insurance offered through LPL or its affiliates are:
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| | Not Insured by NCUA or Any Other Government Agency | | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value | | |
FINRA (www.FINRA.org) SIPC (www.sipc.org)
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US Community Credit Union Membership is open to anyone who lives, works, worships, or attends school in and businesses and legal entities located in Davidson, Rutherford, Wilson, Williamson, Sumner, Cannon, Cheatham, Dickson, Hickman, Macon, Maury, Robertson, Smith, or Trousdale Counties. Members of the immediate family or household members may also be members of the credit union.
Federally insured by NCUA
Equal Housing Lender - NMLS ID: 363210 |
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