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August 2017
Welcome to the Real World, Millennials
The Millennial generation often is stereotyped as entitled and unprepared for the real world. However, a recent study shows that nearly half of Millennials currently own their own home; 44 percent have a bachelor’s degree or higher; and at least 60 percent already are contributing to a retirement account. Twenty-eight percent of Millennials already have investment portfolios too.
This is hardly a generation that is underperforming.
But Millennials are lagging in one area: their understanding of personal finance. According to the research conducted by George Washington University and funded by the National Endowment for Financial Education® (NEFE®), less than 25 percent of Millennials have had any financial education and only 7 percent show a high level of financial literacy. SAM’s Spending and Savings Basics course is a good place to start.
Take the Course
Update: CashCourse Site Redesigned, Improved
CashCourse, the college student's guide to making informed financial decisions, has been redesigned and expanded.
Whether enrolled in a four-year university, community college, trade school or military service, CashCourse provides students with free tools and resources to track spending, create a budget and improve financial well-being.
Check It Out
SAM's Lesson of the Month: What Happened to Free Credit Reports?
It’s important to keep an eye on your credit to watch for errors or potential fraud, but many sites offering “free” credit reports and credit scores aren’t exactly free in the end. There is only one federally authorized website to get your free credit report. Do you know what it is?
Get the Answer
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