[ The latest news for Minnesota Housing homeownership lender partners ]
Reminder: Manual Underwriting Overlays
To be eligible for purchase, manually underwritten loans must meet the following US Bank HFA Division overlay requirements:
  • 36% DTI maximum 
  • 2 months PITI reserves minimum
Fannie Mae and FHA recently released updated guidance and/or changes to the decision engine that could impact your borrowers. Please review and follow those additional requirements for manually underwritten loans, if applicable.
Register for In-Person Lender Training
Get ready for the spring home buying season by refreshing your Minnesota Housing homeownership knowledge! We'll cover it all in our interactive sessions: program basics, updates, and advanced topics for our seasoned lenders. We encourage anyone working with Minnesota Housing home mortgage programs to attend the session most convenient for you.
Metro Twin Cities Options
New this spring, we're offering two metro options with concurrent sessions tailored to your role. We'll cover the same content at both metro training events, so choose the date that best fits your schedule.
  • Tuesday, April 9: Lake Elmo
  • Wednesday, April 17: New Brighton
Two classes offered at the same time, followed by a working lunch:
  • 9:00-11:30 a.m. Originating Minnesota Housing Loans
  • 9:00-11:30 a.m. Closing and Post-Closing with Minnesota Housing and U.S. Bank HFA Division
We will cover our exclusive conventional products during a working lunch from 11:30 a.m.-1:00 p.m. Lunch will be provided thanks to our partners at Freddie Mac and Fannie Mae.
Register Here for Metro Training
Greater Minnesota Options
We'll cover a combination of originating, closing, and post-closing topics at these trainings. Freddie Mac will also present. 
  • Tuesday, May 7: Moorhead, 1:00-4:00 p.m.
  • Wednesday, May 8: St. Cloud, 9:00 a.m.-12:00 p.m.
Register Here for Greater Minnesota Training
For questions or to modify your registration, please contact Nicola Viana at 651.297.9510.
Can't make it to in-person training? Check out our eLearning Courses below!
Training Opportunities
We offer free, short and on-demand eLearning modules:
  • Intro to Minnesota Housing (10 minutes)
  • Start Up Eligibility Basics (10 minutes)
  • Start Up Income Training (25 minutes)
  • Start Up Forms (20 minutes)
  • Downpayment and Closing Cost Loans (10 minutes)
  • Conventional Products (10 minutes)
  • Post-Closing (10 minutes)
View the instructions to create an eLearning account to access these on-demand trainings. If you already created an account, view your training record and take the course.
Recorded Trainings (on-demand):
We offer in-person training twice a year, in the spring and the fall. Stay tuned - we announce trainings in our eNews!
Monthly Minnesota Housing Update and Underwriter Call
Join us monthly to review recent Minnesota Housing updates and important information to help you originate and process our loans. Click here to register for monthly calls. You will be signed up for all sessions, but can attend the sessions that work for you. All calls occur on the second Thursday of the month from 9:00-10:00 a.m. CST. Next sessions are:
  • Thursday, April 11
  • Thursday, May 9
You can reach the Partner Solutions Team at 651.296.8215 or 800.710.8871 between 8:00 a.m. and 5:00 p.m. on business days.
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