Europe Newsletter

July 2019

Dear Member,

It’s Summer! Hurrah!

In keeping with the season, a bright and breezy newsletter for you this month!

Bright and breezy certainly describes the wonderful ATMIA Seminar staged in London on 27 June - “Issues & Opportunities in ATM Operation”.

Organised by Debbie Smith and sponsored by Clyde & Co, the Seminar was voted a great success by all attendees. Six A-list speakers gave exceptional insights into many aspects of the ATM industry in Europe.

We are planning to hold another Seminar later this year. Watch this space!

Speaking of events, if you don’t already know about the ATM & Payments Innovation Summit, which ATMIA Europe is staging in Rome this October, you must have been on Mars for the last 6 months!

If you wish to know more about the Summit, click here.

If you are not already planning to be there, I would suggest a change of plans is in order, so you can share 3 wonderful days with 400 hundred of the brightest and best-informed people in the ATM and cash industries.

To fully participate in the Summit, please discuss sponsorship and exhibitor opportunities right away, with Reena Kaur at reena.kaur@atmia.com.

Final thought on the theme of being bright & breezy? Please have the good sense to help fund the vital work the ATMIA is doing by giving NOW to the European Advocacy Fund.

That’s all, folks!

Enjoy your salad days!

Best wishes, 
Ron

P.S. to sponsor this Newsletter for a mere $500 per month or $5000 for a year, contact me by phone on +44 (0) 7973210154.

Ron Delnevo, Executive Director, ATMIA Europe
ron.delnevo@atmia.com
+44 (0) 7973210154
www.atmia.com
Twitter: @Europe

Advocacy

This section is now edited to cover only the most up to date news on Europe’s Advocacy. For further background, see the Europe page of the ATMIA website here and previous issues of this Newsletter on the website here.

Six key issues for ATMIA Europe Advocacy in the next months - and, in some cases, years - as we support all aspects of Payment Choice around Europe:

Ensuring changes to payment scheme rules do not damage the interests of ATM operators, endangering access to cash for all.
Ensuring Dynamic Currency Conversion at ATMs remains an option for customers and a profitable transaction for ATM operators.
Supporting the implementation of a transparent European model for the calculation of ATM interchange.
Supporting the implementation of a Universal ATM Cash Deposit, allowing ATM users to deposit cash at any ATM.
Ensuring the UK LINK ATM Network survives to provide cash access that is conveniently accessible for all members of the public and businesses.
Supporting the introduction of legal safeguards in every European market, to legally protect both access to cash and the acceptance of cash for in-person payments.

We shall update on some of these key issues each month.

Changes in Payment Scheme Rules Which Can Impact The Economics of ATMs

Around Europe, there are Payment right Scheme Rule changes in prospect which can impact the economics of ATMs.

Read more here.

Universal Cash Deposits at UK ATMs

This wonderful and intensely practical innovation will allow cardholders with bank accounts to deposit cash at ANY enabled ATM in the UK, rather than having to search for a branch or ATM of their own bank.

Read more here.

Dynamic Currency Conversion at ATMs

The European Commission announced in 2018 that new transparency proposals for DCC will NOT include a cap on margins.

This is an important matter, with new transparent measures being introduced in early 2020.

Read more here.

Supporting Payment Choice in the UK

An arbitrary 10% cut to LINK interchange in 2018 has seen 10% of UK ATMs disappear and thousands more free-to-use ATMs switch to pay-to-use in 2019.

In the next 12 months, the number of free-to-use ATMs could reduce to around 40,000, a loss of more than 20% of the free ATM estate from peak levels of convenience to the UK public.

Read more here.

Ron Delnevo Speaking to the Scottish Affairs Committee, in the UK Parliament

Payment Choice in Sweden

Sweden has been the source of boring and inaccurate stories about “cashless” for years.

You can find out the truth here.

Visibility

News From ATMIA Members Worldwide

Modern Video Security Platforms. Inside View

Video surveillance systems became an integral part of our daily life. Their popularity grows due to the rapid functionality expansion and technology improvement. Video surveillance is the key element of the financial institutions' security.

Author of the book “Modern video security platforms in the banking industry” Takhmasib Dadashev said that growing demand of surveillance services can be explained by the growing number of ATM attack cases. In fact, in 2017 the ATM Malware-as-a-service emerged on the black market. It provided ready to use hacking solutions (including software and hardware) for self-service devices.

Read full article.

Stars align for growth in the International ATM market

Despite recent geopolitical unrest and some lingering uncertainty around issues like Brexit, last year saw significant growth in the global travel sector with more than 1.4 billion people on the move internationally for the 12 months to December 2018, the highest number on record.

As the volume of people travelling internationally, for both business and pleasure, continues to increase with demand for a more tailored and sophisticated travel experience all but expected - so too does the need for safe, secure and convenient payment options.

Read full article.
Watch our video explaining DCC@ATM.

HSBC UK pilot of new, industry-first technology reduces ATM “cash-trapping” fraud losses by 50%

HSBC UK is improving safety and service for customers with the roll out of new, industry-first technology across its ATM network following a successful pilot in the Central London area earlier this year.

An investigation triggered by an increase in the number of reported cash machine failures late last year suggested cash-trapping criminals were targeting a number of ATMs in Central London.

Read full article.

Submit an Article for Publication in this Newsletter

Supply up to 250 words, your company logo and/or photograph (as separate .jpg or .png files), and your company website address. Please email material to both Ron Delnevo and Jo Ryan.

Education

Market Intelligence Library

The MIL contains some strong overviews of the payment and regulation landscapes in a number of different countries. It includes recently issued articles and document on ATMs and payments, plus key items from the press.

The following links will take you to listings of current interest:

The Cash Repository

A wide range of current data and information about the global role of cash in society, from a variety of sources.

Recent Articles & Resources:

Find more resources including reports, articles, white papers, position papers, infographics, videos, links and presentations at CashRepository.com.

ATMIA Academy E-Learning

ATMIA Academy offers both general industry and job-specific training opportunities.

ATM Tube

Featuring videos about all things ATM. Be sure to check out the latest video on our ATM tube as well as upload your own company videos.

ATMIA Resources

ATMIA News

Join the Future-Proofing of the ATM Industry

ATMIA’s Consortium for Next Gen ATMs is developing a new API App model for future ATMs. This global movement is free to join - simply email Mike Lee to become part of this critical exercise to ensure our technologies stay relevant for the next generation.

Connections

ATM Industry Career Center

For more information on this industry-specific recruiting tool go to the ATM Industry Career Center, or contact U.S executive director, David Tente, or global director of finance and member services, Sharon Lane.

Member to Member Introductions

Connecting with ATMIA members is easy. Go to the Member Directory, sign in and search for new contacts by keyword, company type, country or region.

Simply click the Request Introduction button to email a personalised message with your contact information. Recipients will know that ATMIA sanctioned your outreach.

Members of the Month

Our Members of the Month for July are ALL our wonderful European Members!!!