Regulatory Changes Coming
Effective January 1, 2020, all life products sold must be compliant with Principle Based Reserving (PBR), and the 2017 Commissioners Standard Ordinary (CSO) Table. All non-compliant life products must be placed inforce prior to December 31, 2019.
Make sure you know what you are selling - Many carriers have already made the regulatory changes to their products. Some carrier's products, meeting these regulations, won't be available until the new year.
Contact MVP if you are not sure, because no exceptions can be made after the carrier's deadline has passed.