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Bi-Weekly Update from MVP Financial Services, Inc. 08/15/2017

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Help Clients Build Cash Value for Future Expenses

Your clients may seek life insurance protection AND additional cash value for expenses later in life. Educational gifts, business ventures, a retirement retreat… these are all reasons why your client may want to grow cash value, while at the same time maintaining the peace of mind that comes with life insurance.

Take a look at this option for Bill, age 50. He and his wife are interested in ways to build cash value to give them flexibility down the road, while maintaining the protection of life insurance.

Fiduciary Rule Delayed Again?

In a court filing August 10, 2017, the Department of Labor (DOL) announced that it is seeking an implementation delay of fiduciary rule’s second phase from January 1, 2018 to January 1, 2019. It’s important to note that this does not affect the portion of the rule that already went into effect on June 9, 2017.

Agent Resource for DOL Updates

Protective Added Term Insurance

Many clients need straightforward protection, nothing more. That’s why Protective added Classic Choice Term to their short-term solutions portfolio, along with Protective Custom Choice UL. So now you have two solid short-term solutions to offer clients.

Get details and resources from Protective

Prudential Announces Changes to SUL

To reinforce their commitment to the no-lapse guarantee marketplace Prudential will be introducing new pricing on PruLife SUL Protector. The updated version has similar changes to those made to PruLife^® Universal Protector earlier this year. The new pricing incorporates the 2017 CSO table, uses Principal Based Reserves, and will help maintain the sustainability of SUL Protector.

Read Prudential's Announcement

AIG to Discontinue ROP and Elite II

Effective September 29, 2017,AIG will discontinue the under utilized AG ROP Select-a-Term, and Elite Index II products.

New applications must be received at MVP by September 28. After September 29, new applications will no longer be accepted for these products. All applications for these products must be paid and inforce by November 29, 2017.

Click for details and transition rules

This Information is for Agents Only. Not for Consumer Distribution.

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