Happy Holidays from US!
Happy Holidays from US!
Our Annual Employee Giveback Day was a huge success, thanks to YOU, our amazing members, as well as our Board of Directors, who fully support and encourage the closing of branches for a day dedicated to service! Each year's Giveback Day emphasizes the credit union’s overall commitment to making a positive impact on the lives of its members and the communities served. 
This year your support made it possible for all of US at USCCU to come together and volunteer for the Angel Tree program with The Salvation Army. We spent a day sorting, organizing, and preparing gifts to help bring Christmas morning magic to children and senior adults within Middle Tennessee. US Community Credit Union CEO, Ben Johnson, states:
"We had an outstanding 75 employees onsite to give back to our community, making it a truly impactful day. We are proud to lead by example, inspiring both our employees and the community to come together for the greater good.” 
This annual event is about more than just a tradition for US Community Credit Union; it's a demonstration of a commitment to community service and making a meaningful impact beyond financial transactions. 
Thank you for helping US make a difference in OUR community one gift at a time!
GIVEBACK DAY ON TIKTOK
We extend our deepest sympathies to all those affected by the tornadoes that struck Middle Tennessee on Saturday, December 9, 2023. Our thoughts are with everyone in our community as we come together to support each other during these difficult times. Just know US Community Credit Union stands with YOU!
BAKED GOODS FOR RELIEF EFFORTS
In light of the recent events, we are organizing a Bake Sale on Friday, December 15th. We invite you to stop by and grab a yummy sweet treat (or two) and help support the credit unions tornado relief efforts.
COLLECTING SUPPLIES FOR THE COMMUNITY RESOURCE CENTER
In addition to the bake sale, we will be collecting items throughout the week to drop off at the Community Resource Center. The CRC is a local organization collecting items for the tornado victims.
LIST OF SUPPLY NEEDS:
  • Personal Hygiene (Unopened) - Soap, Shampoo, Toothbrushes, or Toothpaste
  • Clean Up Materials - Rakes, Shovels, Wheelbarrows, Chainsaws 
  • NEW Clothing & Shoes 
  • Diapers, Wipes, Car Seats, Pack & Plays 
  • Totes with Lids 
  • Mops, Brooms, Dustpans 
  • Batteries & Flashlights 
  • Tarps, Building Nails, Bungee Cords
As your credit union, we believe in supporting one another during challenging times and encourage all members to join US in this initiative. Your participation in the bake sale or supply donations will contribute directly to the relief efforts and will make a meaningful difference in the lives of those in need, especially during what is supposed to be the most wonderful time of the year with Christmas only two weeks away.  
HOW CAN WE HELP YOU?
If you have been directly affected by the tornadoes our team is ready to discuss personalized solutions to help ease any financial burdens you may be facing. Please don't hesitate to contact our dedicated member support team at 615-256-8712 or send an email to info@usccu.org. We are here to listen, understand, and work together to find the best solutions for your unique situation. 
Note: If you are unable to attend the bake sale on Friday or donate items, but still wish to contribute to the relief efforts, you can make a donation at any of our branches throughout the next couple weeks. There will be a designated donation box where you can place your contributions. 
As we approach the end of the year, we are excited to shine a spotlight on one of our exceptional employees – Kim Forkum, our Mortgage Department Manager who you can find at the Mt. Juliet branch.
Kim brings a wealth of experience and dedication to her role, ensuring our members receive unparalleled support as they navigate through significant financial decisions. In her own words, Kim expresses her passion for being in the Mortgage Department, stating,
"I love being in the Mortgage Department to help guide our members through one of the most important transactions they may do for themselves and their family purchasing a home."
Kim's commitment to our members goes beyond the transactional aspect of mortgage lending. She finds great reward in knowing her work contributes to helping members achieve their dreams, whether it's purchasing their dream home, renovating their current residence, funding a college education, or alleviating the burden of excess debt to provide more financial flexibility.
At US Community Credit Union, we understand the significance of homeownership and the financial decisions that accompany it. We offer a range of Mortgage opportunities tailored to meet the diverse needs of our members. Whether you are a first-time homebuyer, looking to refinance, or interested in home equity options, we'll work with you to find a solution.
CHECK OUT OUR HOLIDAY HELOC PROMOTION
Are you ready to unwrap the gift of financial freedom this holiday season? Introducing our exclusive Credit Card Balance Transfer Promotion – the key to stress-free festivities!
WHY SHOULD YOU MAKE THE SWITCH?
  • 0% interest for 180 Days!¹,²,³ Forget the worries of high-interest rates! Transfer your existing credit card balances and enjoy a full 6 months of 0% interest. This means more money in your pocket for the things that truly matter during the holidays.
  • 2.99% APR¹,²,³ on New Purchases: We're not just stopping at balance transfers! With our special offer, any new purchases you make during this period will be subject to an incredibly low 2.99% interest rate.
  • Fast Track Your Financial Goals: Take control of your financial future! Use the extra breathing room to pay down existing debts faster, build your savings, or even treat yourself to something special without breaking the bank.
End the Year on a Positive Note: Apply for our Credit Card Balance Transfer online or visit your nearest branch location today! 
LEARN MORE | APPLY NOW
¹APR = Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. All balance transfers are subject to approval. APR is determined at the time of your application. Rates current as of 12/12/23. Terms and conditions may apply. 

²NEW USCCU CREDIT CARD ACCOUNTS: Must have a credit score of 650 or higher at the time of application to qualify. Introductory rate of 0% APR on balance transfers to new USCCU credit cards lasts 180 days from the time of card opening. After the 180 day introductory period, your rate will return to original qualifying rate not to exceed 29.95% APR. New purchases on new USCCU credit cards will receive 2.99% APR from 180 days from the time of card opening. Minimum balance transfer amount of $500 and maximum amount of $10,000. Offer valid on balance transfers from non US Community Credit Union credit cards only. Balance transfers do not earn reward points. Offer expires 12/31/2023.

³CURRENT USCCU CREDIT CARD ACCOUNTS: Introductory rate of 0% APR on balance transfers to current USCCU credit cards lasts 180 days from time of transfer. After 180 day introductory period, your rate will return to qualifying rate not to exceed 29.95% APR. Minimum balance transfer amount of $500 and maximum amount of $10,000. Offer valid on balance transfers from non US Community Credit Union credit cards only. Balance transfers do not earn rewards points. Offer expires 12/31/2023.
 
All loans are subject to credit approval. Membership required. Terms and conditions may apply.
US Community Credit Union Membership is open to anyone who lives, works, worships, or attends school in and businesses and legal entities located in Davidson, Rutherford, Wilson, Williamson, Sumner, Cannon, Cheatham, Dickson, Hickman, Macon, Maury, Robertson, Smith, or Trousdale Counties. Members of the immediate family or household members may also be members of the credit union.

Federally insured by NCUA

Equal Housing Lender - NMLS ID: 363210
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