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January 2017
SAM Course Snapshot: 
Emergency Fund Plan
Have you ever felt stressed when faced with an expense that isn’t part of your regular spending? 
Emergencies can send your family into financial crisis. Even relatively small costs like cellphones that get dropped in water, veterinary bills when the dog eats something he shouldn’t, and helping friends or family in need can throw off your monthly budget. 
Nobody can predict the future, but you know that unplanned expenses will arise. It makes sense to put aside money for those occasions, even if you don’t yet know what the money will be used for. Establish guidelines for how the reserved money can be used and how the fund will be replenished.
This Emergency Fund course will help give you peace of mind as you figure out a strategy to cope with unplanned expenses and untimely cash flow challenges. 
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