Beginning in February 2022, borrowers will be required to begin making student loan payments again. Payments have been on pause since March 2020. The Department of Education has said that there will be no further extensions of the payment pause, so now is the time to get prepared. We’ve put together answers to your student debt questions – including how to lower your monthly payments with an Income-Driven Repayment Plan and some good news about disability discharges and reforms to the Public Service Loan Forgiveness Program.
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Get Personalized to Your Student Debt Questions
Student loan repayment is complicated and stressful, but help is available. Talking to a financial coach is a great place to start. Our Smart Money Coaching program provides free, confidential, one-on-one financial guidance – including help with student loan repayment. For more assistance with student loan debt problems, including default, income-driven repayment, disability discharge and other issues, you can also get free legal advice from Bay Area Legal Aid or call 800-551-5554.