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The Credit Woman | Building Financial Independence
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This newsletter could be a whole list of events and people. But I was reminded while attending the 2014 Conference with Mr. Joe L. Dudley Sr., you must put it in order. 
"What Universal Subconscious Mind manifests in this world is always easily attributable to physical causes, but no one has ever been able to trace such a chain of cause and effect to anything other than the eternal source. When the answer comes to your question, and a fine idea has been delivered into your life, you are witness to the handiwork of God. If you are wise you will take a moment to regard this miracle with awe and humbleness."
Therefore, I am very thankful to God for the health of myself, my family/friends and being allowed to help others. Credit counseling is the vehicle I use to help my community and I remain in gratitude for that ability.
Thank you God for Kim and James Hunter of Wilhunt Business Solutions for introducing Mr. Dudley to the Philadelphia community. Can't wait for the 2015 event!
I love presenting, but especially to the younger generation (under 30). No one is guaranteed any time, but let's face it, if we actually began in our 20s, what we learned in my 30s or beyond...LOL
But I also appreciate business owners and the church community for teaching those in their fold. Thank you to Nat Mcneill of Ends Hair Design and Day Spa for her invitation to speak to her staff on their "pamper" weekend (she snuck in health and finance!) and Katerna Patterson for inviting me to speak at the historic Tindley Temple UMC's Daughters of Love, Sisters of Destiny meeting. Because of their vision, they are effectively changing their communities. Isn't that what we all should be doing? :)
Sunday, November 23rd; RSVP Here!
The first event was excellent! If you missed it, this is your opportunity to come and hear Nicole Azizah Newman read from her books! She is in the midst of an amazing journey. But aren't we all? I just have not 'written' mine yet. How about you? :)
It will be well worth your time and of course there is time for networking and discovering what our vendors have for us to improve our lives. 

My gift to you this season. What's the catch? Try Xtreme Green's Fuel Max Plus+ to reduce the cost of your gasoline. Although gas prices have gone down, it is still an expense.
For the cost of $30 you should save triple that amount AND receive a $50 budget analysis for FREE
Email me at or call 215-350-2483.
October 2014:
Well guess who is now at 723 from 477... Me!!!!!! I'm so proud of myself. 3 hard sacrificing years but it's finally paying off! I come home everyday to a credit card offer.. Nope rip that crap up and in the trash it goes. Bank just took me from $500 credit limit to $5000 on credit card I had for the last year and a half... Nothing to do but get it higher! Thanks for getting me back on track!!!!
Anonymous, Philadelphia
I know who she is (of course), but I am grateful for her thanking me for all her efforts. :)

To pre-qualify for counseling, click here. If you have further questions, please email me directly at
I am also available for workshops and conferences.
Please share and subscribe to my YouTube channel which includes my first TV interview, a radio interview for couples and much more. I will be adding more videos in upcoming weeks to educate and inform you on credit issues.
Cohort 7
This is the WHY you should attend. And you can register here. :) Or join our FB group today to keep in touch with CAFE events and successes. 
You don't go to CAFE,
you GROW through CAFE!
Employment/Training Opportuities
Educators on Call  is looking for substitute teachers and Sterile Concepts Technology provides training in the medical field. Please click on the links for more information. EOC is actively recruiting for the school year and SCT is recruiting for their next class beginning in the new year.
Support Small Businesses
Accountant Andrea Jack of DNP Financial and I will be tweeting about 100 small businesses. Join us by RT the week prior to SBS or suggesting others. :)
7308 Mountain Drive
Elkins Park, PA 19023
215-350-2483 cell
267-535-2907 fax

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