Principal Updates Underwriting
Effective 02/15/2021, Principal Life Accelerated Underwriting (AU) will no longer be “opt in”. They will now automatically run ALL term business through AU if they fit the new parameters.
Also, Principal will automatically utilize digital health data (DHD) and Human API if an insured does not qualify for AU. It is their goal to increase the amount of cases that get approved without an insurance exam or traditional APS info.
Get New Accelerated Underwrting details from Principal here.