Bi-Weekly Update from MVP Financial Services
Bi-Weekly Update from MVP Financial Services
MVP News2Use
    Bi-Weekly Update from MVP Financial Services, Inc.               11/26/2019    
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Life Insurance for Diabetics
Don’t let your clients pay too much for life insurance just because they’re living with type 1 or type 2 diabetes. John Hancock Aspire combines affordable life insurance protection with a personalized diabetes management program, including devices, health coaching, resources and more. 
Introducing John Hancock Aspire 
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Caring for an Aging Parent
The eldercare landscape has shifted over the years; family members are shouldering more caregiving responsibilities. The strain within families has increased substantially, and adult children now play an important role in supporting the needs of their aging parents. 
The need for eldercare often occurs suddenly, and a lack of planning is a key reason many caregivers experience financial and emotional challenges. So, adult children will increasingly need help planning for their aging parents’ needs.
Read the Full Article
Make Business Count for 2019
All of our carriers have established a final day to receive requirements for 2019 production credit (paid as 2019 income). All initial premium and final requirements must be received in the carrier's home office by these deadlines to be included in 1099 MISC for 2019. View Calendar
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Regulatory Changes Coming
Effective January 1, 2020, all life products sold must be compliant with Principle Based Reserving (PBR), and the 2017 Commissioners Standard Ordinary (CSO) Table. All non-compliant life products must be placed inforce prior to December 31, 2019.

Make sure you know what you are selling - Many carriers have already made the regulatory changes to their products. Some carrier's products, meeting these regulations, won't be available until the new year. 

Contact MVP if you are not sure, because no exceptions can be made after the carrier's deadline has passed. 
This Information is for Agents Only.   Not for Consumer Distribution. 
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