Review Your 2026 Health Care Use
and Plan for 2027 |
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Reminder: You must enroll in or waive medical, dental and/or vision coverage for 2027.
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The steps below are for RIT plans. If you’re covered under another plan, such as through your spouse or domestic partner, log in to that vendor's website to view 2026 claims and costs.
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1. Review your medical claims |
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Sign in to your Excellus BCBS member account to review your 2026 medical claims.
- Click Claims at the top of the page.
- For each claim, open the Explanation of Benefits and find the member responsibility amount. This shows how much you paid for that claim.
- Add up the member responsibility amounts from your 2026 claims to estimate what you spend on medical care.
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2. Review your prescription claims
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Sign in to OptumRx to review your 2026 prescription claims.
- Click Pharmacy benefits at the top of the page then select Pharmacy claims.
- Review your prescription claims, including the number of prescriptions filled, medication details and how much you’ve paid to date.
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Don’t see a covered family member or dependent in your account? They’ll need to register for their own portal account and grant you caregiver access.
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3. Estimate your 2027 costs |
- Add up your 2026 medical and prescription costs.
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Consider what you may need next year, including planned procedures, ongoing care, or prescriptions.
- Compare that with each plan’s premiums and out-of-pocket costs to get a better estimate of what you could spend in 2027.
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Consider setting aside pre-tax money in a Flexible Spending Account or Health Savings Account to help pay for eligible health care expenses. Eligibility requirements vary by account.
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Open Enrollment Support Thursday, Nov. 5 |
Virtual Office Hours
Get answers to your benefits questions.
1-2 p.m.
Zoom
Register
Computer Lab Sessions
Stop by for in-person help completing your benefit elections.
2 p.m.-5:30 p.m.
Louise Slaughter Hall
2160 Training Lab
Explore more sessions and resources
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1 Lomb Memorial Drive Rochester, NY 14623 | Unsubscribe
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