| Dear Members, AT LAST! October - and Madrid! I have been wishing my life away, hoping the BIG event of the year would come along faster! I can’t believe you haven’t already registered to attend this sure-to-be brilliant event BUT, for the absent-minded, just a reminder that an urgent email to mary.lawrence@atmia.com is the start of ensuring you don’t miss out! DO NOT DELAY! E-mail Mary NOW, even before you read on! One thing I am almost certain you have NOT done is make YOUR contribution to the European Advocacy Fund to support our efforts in 2018 and beyond. Please click here to give generously NOW! If you don’t our advocacy work will be curtailed or have to cease altogether. Do NOT leave it to others: why should THEY bother, if YOU don’t? If you want to stay in touch with my thinking on Payment Choice and related matters, you can follow my personal Linkedin account at linkedin.com/in/rondelnevo. I am delighted to introduce Global Blue and VMI Systems AB to the European family of the ATMIA. You can read more about these new members in later issues of this newsletter. Also, if you would like a story about your company to feature in an edition of our European newsletter, please send the material to myself at ron.delnevo@atmia.com and Jo Ryan, my co-editor, at jo90ryan@hotmail.com. An ideal package is 250 words, plus either a photograph or logo (supplied as a separate .jpg or .png file), along with your website address. Finally, a reminder that each month from now on I will be asking the European ATMIA Member of the Month to tell everyone what the ATMIA means to them. Below, you can read the views of Prosegur, our MoM for October! See you all in Madrid! Best wishes,
Ron
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| What our Member of the Month for October - Prosegur - thinks of the ATMIA!Ron Delnevo spoke to Miriam Sánchez Racionero. Responsable Marketing Desarrollo Comercial Prosegur Cash.
What is the key value you and your company want to get out of ATMIA in the year ahead? To keep on promoting initiatives to customers and the public in general. What does your company feel are the key benefits of your ATMIA Membership? We think that being in touch with some of the key players of the Industry is critical, not to mention that documents/white papers and resources that ATMIA have is a great source of knowledge. Do you attend our Events? Of course! We typically attend the European ATMIA event, and other ATMIA conferences around the globe. By the way, we can’t wait to attend the Madrid event this October! How would you sum up in one sentence the value of belonging to ATMIA? At Prosegur, we believe belonging to ATMIA gives us a great opportunity to share ideas and initiatives with the Industry, as well, as being an ideal channel to communicate to the public the importance of cash and the right everyone around the planet should have to Payment Choice.
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| News - ATM Industry Career CenterThe new ATM Industry Career Center was launched as planned on Monday, September 10, 2018. Initial activity has been excellent. By the end of the first week we had already seen more than 1,000 page views and 168 unique visitors. Both job-seekers and employers should keep in mind that there is no cost to set up a profile on the site, and no immediate action is required. Job-seekers may register with the system, remaining confidential if they choose, and upload a resume and other documents at a later time. Tools are also available to control the visibility of personal information, respond to posted positions, and create alerts on newly posted jobs. The ATM Industry Career Center allows human resource managers to manage job postings, track activity, and create alerts when candidates match specified criteria. Posting rates for ATMIA members start at only $200. Options are also available to be listed as a “Featured Employer”, create a “Featured Job Posting”, attach videos, and recruit through social media. Job seekers from across the globe are responding. In addition to the USA, resumes have been posted from The Netherlands, Scotland, Spain, India, and Nigeria. This is a career center resource that, like ATMIA, has a truly global reach. For more information, contact U.S executive director, David Tente, or global director of finance and member services, Sharon Lane.
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| News - White Paper on Dual Migration to Windows 10 & Next Gen ATM ArchitectureSometimes an industry finds itself at a crossroads. Such a time has arrived for the global ATM industry. It’s now about choosing the right path into the future. Time has conspired to bring about two massive industry projects in the same time frame. Firstly, the 2020 sunset for support for the W7 operating system for ATMs is rapidly approaching. At the same time, ATMIA is guiding the global industry on its most ambitious future-proofing exercise to date - the migration to next generation ATMs and our blueprint for a new API App model for ATMs.
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| News - Earn Discounts on Your Membership and Offer New Members a 20% DiscountATMIA members can now offer friends and affiliates 20% off membership AND earn up to $250 USD in discount on their next membership as part of ATMIA’s new Membership Referral Program. Each referral is worth $50 USD. “To make it as easy as possible for members to promote the referral program, ATMIA has put together a variety of resources and each member company has been assigned a unique referral code that can be found under the ‘my account’ tab on the ATMIA site,” says Amber Howell, ATMIA Membership & Social Media Manager.
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| News - A New Publication: Cash & Payment News!And the GREAT news is that, as an ATMIA member, you will receive a brilliant 20% discount on the price mere mortals have to pay for a regular subscription!
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Market Intelligence LibraryThe MIL contains some strong overviews of the payment and regulation landscapes in a number of different countries. It includes recently issued articles and document on ATMs and payments, plus key items from the press. The following links will take you to listings of current interest:
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The Cash Repository
The Cash Repository is your source for a wide range of current data and information about the global role of cash in society, from a variety of sources.
Recent Articles & Resources:
Find more resources including reports, articles, white papers, position papers, infographics, videos, links and presentations at CashRepository.com.
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ATM Tube
Featuring videos about all things ATM. Be sure to check out the latest video on our ATM tube as well as upload your own company videos.
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The Universal Cash Deposits at UK ATMs - And Other Innovation IssuesWe at the ATMIA always support more innovation in our industry. For example, in the UK currently we are asking all Card Issuing LINK Members to sign up for the Universal Cash Deposit Transaction. This wonderful yet practical innovation will allow cardholders with bank accounts to deposit cash at ANY enabled ATM in the UK, rather than having to search for a branch or ATM of their own bank. With only 8000 bank branches in the UK but around 65,000 ATMs, this innovation makes perfect sense.
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Dynamic Currency Conversion at ATMs
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Supporting LINK in the UK - Including Limiting the Interchange Cut to 10%!
Potential changes to LINK interchange are the big threat in 2018. If they are allowed to happen, it could be the beginning of the end for convenient ATM services - and access to cash - in the UK.
LINK is now proposing a 20% arbitrary reduction in interchange payments over a 4 year period, starting on 1 July 2018. This dramatic reduction in interchange, if implemented, would render many thousands of ATMs uneconomic. Many may well disappear completely. Others might switch to directly charging for cash withdrawals. The UK Treasury Select Committee, Which?, the Federation of Small Businesses, the Association of Convenience Stores and the ATMIA have ALL called for an Independent Inquiry into all the issues surrounding LINK. In May, the ATMIA hosted a meeting of retail organisations, consumer interest groups and charities, all of whom are against the arbitrary cuts in LINK interchange because of the potential impact on the UK ATM estate and convenient public and commercial access to cash. Which?, the Federation of Small Businesses and the Association of Convenience Stores were just three of the organisations which participated.
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In May the ATMIA hosted a meeting of retail organisations
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Also in May, Ron Delnevo, our European Executive Director appeared before the Scottish Affairs Committee, in the UK Parliament. Ron outlined the strong arguments for maintaining and improving ATM services in the UK, as bank branches disappear. As you can see, the ATMIA is promoting a spirit of compromise - and realism. The ATM industry - banks and independents - can work together to ensure SmartATMs can be economically located in every Community in the UK, replacing lost bank branches as local financial services touch-points. LINK have responded by announcing that the arbitrary cut in interchange is likely to be only 10%, rather than the originally mooted 20%. The ATMIA warmly applauds the flexibility of LINK, in listening and responding positively to alternative views. The signs are good that a dynamic, innovative and cost-effective LINK will be central to meeting the community financial services needs of the UK public for many, many years to come.
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Ron Delnevo Speaking to the Scottish Affairs Committee, in the UK Parliament
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You can find links (how appropriate!) to the most up-to-date coverage of the LINK issue below:
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Supporting Payment Choice in Denmark, Finland, Norway and Sweden
We still await the decision of the Swedish Government as to how it will act to ensure convenient access to cash is improved, across the nation. It seems likely that off-branch cash deposit and recycling ATMs will be a big part of the solution. Denmark is also a country in which the ATMIA is taking a keen interest. The good news is that it remains obligatory for retailers to accept cash during normal opening hours. Long may this financially inclusive obligation continue! From Norway, some great news! The Yes To Cash movement, officially founded in 2016, is making great progress by urging members and their families and friends to support businesses which accept cash payments. Read more of this exciting development here. In Finland, some vested interests are trying to rush the country towards the choice-poor "cashless society" status. You can read more here. Also in Finland, attempts are being made to reintroduce “ disloyalty fees”, imposed when bank customers use non-bank ATMs. Since non-bank ATMs are serving the Finish public well and, in doing so, supporting Financial Inclusion, the ATMIA is working with Finish members to ensure such onerous fees are not reintroduced. You can read the ATMIA’s letter to the Finish Financial Services Authority here. Returning to Sweden, the ATMIA will be working with the pro cash movement throughout 2018. Ron Delnevo appeared at the recent Nordic Finance Forum in Stockholm. His presentation emphasised the need for Community Financial Services Hubs to be introduced in Sweden. These Hubs will incorporate SmartATMs, to allow the Deposit, Recycling and Withdrawal of both notes and coins. Such machines, situated in every Community, are vital to the smooth and convenient use of cash by citizens and businesses. Interesting reading on this topic:
An article from ‘Security User Sverige’ on the fight to maintain cash, written by Anders Ellqvist, 15 March 2016. Also, an English translation of 'Cards on the Table', a hugely insightful pamphlet produced by supporters of cash and payment choice in Sweden.
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News From ATMIA Members WorldwideNatWest Trials Intelligent Cash Management System Wednesday, September 19, 2018 by G4S The service effectively works as an on-site automated deposit system. Businesses deposit cash into a G4S device, the money is validated and accounts are credited daily. The cash is then securely held in the device until the Cash-in-Transit provider visits to pick it up. Alison Rose, CEO, commercial and private banking, NatWest, says: "The intelligent cash solution is an efficient, secure and cost effective way for cash reliant businesses to have access to that day’s takings without having to make a daily trip to their local branch, allowing them to spend more time on running their business."
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Kaspersky Lab and Fraunhofer IOSB Raise Awareness of ICS Cybersecurity with Specialized Training Wednesday, September 26, 2018 by Kaspersky Labs Inc Today, Kaspersky Lab Industrial Control Systems, Cyber Emergency Response Team (ICS CERT) and the Fraunhofer Institute of Optronics, Systems Technologies and Image Exploitation (IOSB), are introducing a new training program designed to raise ICS cybersecurity awareness and skills. The program, Advanced Industrial Cybersecurity in Practice, consists of courses aimed both at IT security specialists responsible for industrial cyber protection and ICS engineers who need to consider cybersecurity in their work.
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Brand Building Opportunity
Sponsoring ATMIA's Europe newsletter can help your company build brand awareness, stay top of mind, increase customer loyalty and drive new sales.
Member Rate = $500 for 1 Issue, or $1000 for 3 Issues
Sponsorship includes: - Logo and website link in newsletter top box, right column
- 500 word company backgrounder article with two photos placed in media library on ATMIA website for two years with distribution to global and regional members. If taking up 3 issue offer, same article can be shared via link in each of the following two newsletters.
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Member to Member Introductions
Connecting with ATMIA members is easy with our member to member introduction service.
Sign into your account on the ATMIA website home page. Then go to the Member Directory and search for new contacts by keyword, company type, country or region. Full contact and other pertinent information is displayed for each ATMIA member.
Simply click the Request Introduction button to email a personalised message with your contact information. Recipients will know that ATMIA sanctioned your outreach. Try it Now...
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Member of the Month
Our European Member of the Month for October 2018 is Prosegur.
Read more here.
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| European Board Members To retain your Board logo in each issue your membership dues need to be current. Please contact Erika Navarrete.
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