Timing is Everything
Timing is Everything

 Bi-Weekly Update from MVP Financial Services, Inc.                                       09/12/2017

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New LIAM Marketing Materials!
September is Life Insurance Awareness Month: Spread the industry message about the importance of life insurance protection for every American family during Life Insurance Awareness Month. Legal & General America has new social content for you to share this month, or any time of the year!
Find these materials as well as links to Life Happens' free, down-loadable content on Banner's LIAM Microsite.
LifeTrends: Testing Bridge Products
Over the last five to ten years, there has been a significant push by life insurance carriers for brokerage general agencies and producers to consider alternative product solutions to the traditional guarantee universal life (GUL) sale. The concept of selling a non-guarantee has been slow to evolve, hinging upon the perceived simplicity of positioning a guaranteed product. The fact of the matter is, clients should also be considering strong alternative options that provide additional value not offered by GUL products. The terminology we use to describe these options is bridge products, as they link a significant guarantee aspect with the best elements of non- guaranteed offerings—meaningful cash accumulation, much more flexible (one could say forgiving) premiums and a monumentally lengthy exit strategy.
Timing is Everything
As the year comes to a close, starting a tax conversation with financial professionals about their clients' tax needs can add tremendous value to your relationships. While the clients' tax and legal advisors will provide specialized guidance, financial professionals can work collaboratively with them to uncover solutions that will help them implement tax strategies before the end of the year. The below flyer will help advisors facilitate year-end discussions with their clients. 
Sales Builder: Is premium financing right for your clients?
Using financing to fund life insurance premiums can provide a tax-efficient alternative that allows your client the ability to maintain their current cash flow and avoid liquidating investments or other assets by leveraging their wealth to provide future benefit to heirs. Suitable premium finance, especially in low interest rate environments may also present an opportunity to lock in a low interest rate for an extended period of time, potentially up to 10 years. Click to learn more.
This Information is for Agents Only.   Not for Consumer Distribution.
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