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As the holiday season approaches, we have an exclusive Auto Loan Special designed to put money back in your pocket!
REFINANCE YOUR AUTO LOAN WITH US
- Save Money This Season with Rates as Low as 5.99% APR¹: Make your holidays even merrier with low rates. Our exclusive offer is designed to reduce your monthly payment, giving you financial flexibility throughout the holiday season.
- Receive $100² When the Loan Closes: Put extra funds in your pocket for more opportunities to celebrate and create lasting memories with your loved ones. Whether it's a special gift or a festive gathering, our Auto Loan Special is here to make your holidays brighter.
- No Payments until February: We understand the holiday season can bring additional expenses so take advantage now and enjoy no payments for the first 90 days. It's a little breathing room to help you through the holidays.
Don't miss out on this fantastic opportunity to save more, reduce stress, and enhance your holiday season. Visit one of our branches or apply online NOW to take advantage of our exclusive Auto Loan Special.
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For this months Employee Spotlight we are delighted to introduce our newest Branch Manager - Wendy Collins. She is a married mother of three and started working at the credit union over ten years ago in our Member Service Line. Wendy has been a valuable member of our team, demonstrating dedication and excellence in her work with our members. When asked about her new position, Wendy expressed her enthusiasm saying,
"Although I loved helping our members over the phone, I am now looking forward to helping our members face to face on a more personal level. I am excited to learn everything about my new role as our Hermitage Avenue branch manager."
Please join US in congratulating Wendy! We are grateful for her and her dedication to serving our members day in and day out.
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Take advantage of US Community Credit Union's Skip-A-Pay program and have a little more to give this year. The Skip-A-Pay program allows you to skip one loan payment every six months.
Skip-A-Pay Details:
- $50 Processing Fee for each loan payment that qualifies ⁴,⁵
- Loan(s) must be open 12 months prior to the skipped payment
- ALL credit union accounts must be in good standing
- If you have a joint owner on your USCCU account, both signatures are required on the Skip request
- Mortgage loans, Home Equity loans, Certificate Secured loans, and Visa accounts are not eligible
For more information about our Skip-A-Pay program, call us at 615-256-8712, visit one of our branch locations, or check US out online at www.usccu.org.
If you are interested in applying for a Skip-A-Pay, please use the below button to download the form, fill it out, and email to US at info@usccu.org for review with the subject line of Skip-A-Pay.
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Start the Season Off Right With Our New Holiday Loan Offering!
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Our Holiday Loan is specifically designed to help you stay on track with your holiday spending and planning. With a set term and a specified limit, you'll have a clear understanding of your financial commitment. No surprises, just a smooth and predictable path to financial stability.
Fall in Love with our Holiday Loan Rates*
- Rate of 9.95% APR¹ for a 12-month loan term
- Must be in current job for at least 6 months
- No repayment required for 60 days³
- No early payoff penalties
- $300 loan minimum; $2,000 loan maximum
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¹APR = Annual Percentage Rate APR = Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. All loans subject to approval. Rates current as of 11-20-2023. Membership Required. Terms and conditions may apply.
² Offer expires December 31, 2023. Excludes all loans currently financed with US Community Credit Union and all USCCU loans made through indirect lending at dealerships. Offer valid on auto loan refinances from other financial institutions only. All auto loans with a balance of $7,500 and over will receive $100 cash upon loan closing.
³ Interest begins accruing upon disbursement of loan. Deferred payment option available upon request.
⁴ Skipped payments can not be in consecutive months. Only two payments can be skipped in a twelve month period and not exceeding one within a six month period. Other conditions and restrictions may apply. See Skip-A-Payment Policy and Agreement for complete details and applicable fees.
⁵ Mortgage Loans, Home Equity Loans, Certificate Secured loans and Visa accounts are not eligible.
*All loans are subject to approval. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. Holiday Loan application available between October 1 and December 31 only. Rates current as of 11-20-2023. Membership required. Terms and conditions may apply.
**The Holiday Loan is considered a Personal Loan, so when applying, please select Personal Loan as your Apply For option. ![]()
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US Community Credit Union Membership is open to anyone who lives, works, worships, or attends school in and businesses and legal entities located in Davidson, Rutherford, Wilson, Williamson, Sumner, Cannon, Cheatham, Dickson, Hickman, Macon, Maury, Robertson, Smith, or Trousdale Counties. Members of the immediate family or household members may also be members of the credit union.
Federally insured by NCUA
Equal Housing Lender - NMLS ID: 363210 |
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