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July 2017
Saving on Airline Travel Isn’t as Easy as You Think
The average price of a domestic airline flight in 1980 was nearly $600 in today’s dollars, according to The Wall Street Journal and, back then, less than half of the population had ever been on an airplane. Today, the  average is  $509 and 50 percent of Americans book at least one flight every year. But that  doesn’t tell the full story.
In fact, anyone who has flown recently knows about the fees that airlines charge today, and those “hidden” costs can really add up. 
Here are some of our favorite money saving tips for summer travel.
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Study: America’s 401(k)s Are ‘Failing,’ But There Are Good Reasons Why
Americans are saving about a third of what they’ll need for retirement, and they have long been told that the shortfall is their fault. But there’s more to it than that.
According to a new report from The New School and the National Endowment for Financial Education, a full 96 percent of American men will have seen their annual earnings drop by more than 10 percent at least four times in their working lives. Worse, 61 percent of younger male workers report at least one episode during which they lost all work income for an entire year.
When they hit these rough spots, people are treating their retirement accounts as liquid savings and paying big penalties.
Take time this month to master your retirement plan.
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SAM’s Lesson of the Month: How Does Dollar-Cost Averaging Work?
Dollar-cost averaging is a great way for new investors to get started in the market, and for more experienced investors to minimize their risk exposure. But what is it and how exactly does it work? SAM’s experts are here to help.
Get the Answer
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