Maze of Underwriting
Foreign travel, pre-existing heart and lung conditions and senior applicants are more at risk because of COVID-19 today, and are viewed by our industry as a greater underwriting challenge. Many of our carriers are making changes to their underwriting guidelines to accommodate these added risks. Some are suspending applications from older applicants and many are expanding their accelerated underwriting programs to avoid the need for paramed exams with lab collections.
Let us help you navigate your clients through the transforming maze of underwriting changes.