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The beauty of the end of a year, month, week or day is we get to begin again. So take this time, this new year to begin a big goal. You want to purchase a home? Begin.  Expand your business or go into business? Begin. Whatever it is put everything you have into it. What do you have to lose? And if you need help determining that, attend Sunday's Vision Board class. I make one every year and add to it throughout the year.

YOUR CALL TO ACTION: I have seen this diagram for the last few years and I think it is an excellent idea. When we FOCUS, we will ACHIEVE our goals. I will be checking back with you each month, but I will be updating my Facebook fan page weekly. Come visit and let me know how you are doing. :)
FREEBIE! What's the catch? Try Xtreme Green's Fuel Max Plus+ to reduce the cost of your gasoline. Although gas prices have gone down, it is still an expense.
For the cost of $30 you should save double that amount AND receive a $50 budget analysis for FREE. Email me at or call 215-350-2483.
I will be Janet's guest on her weekly BlogTalkRadio show  Monday, January 19th, 8pm to discuss getting free from debt. This is one of the top New Year's resolutions. Tune in and check out Janet's website for more information on getting your life in balance. I do. :)
1st Annual Alternative Financing Expo - April 7, 2015
I know all about business owners not being able to get credit to fund their business needs! However, there are other viable solutions out there. Please join Newman Networks as we present the 1st Annual Alternative Financing Expo to educate business owners on their options.
Location: Impact Hub Philadelphia located at 1227 North 4th Street. Early Bird Tickets: $15.00 (includes continental breakfast) or place a full page B/W ad printed by Minuteman Press of South Philadelphia.
December 2014:
You just never know the impact you may have on a person. Thank you again Tinesar Forrest for the opportunity to speak at your church last year. A young woman recognized me at a social event and shared she had purchased her home recently. Then she thanked me for the presentation I gave that helped her move forward with obtaining her mortgage. :)
"D", Delaware New Home Owner

To pre-qualify for counseling, click here. If you have further questions, please email me directly at
I am also available for workshops and conferences.
Please share and subscribe to my YouTube channel which includes my first TV interview, a radio interview for couples and much more. I will be adding more videos in upcoming weeks to educate and inform you on credit issues.
Cohort 7
Begins Thursday, January 8th! We still have a couple openings. You will see Cohort 6's graduation Sunday at the Vision Board workshop and meet alumni! This is the WHY you should attend. Register here. :) Join our FB group today to keep in touch with CAFE events and successes. 
You don't go to CAFE,
you GROW through CAFE!
Employment/Training Opportuities
Educators on Call is looking for substitute teachers (BS degree in any subject required to teach in Charter Schools) and Sterile Concepts Technology provides training in the medical field. Please click on the links for more information. EOC is actively recruiting and SCT is recruiting for their next class beginning January 19th and 20th.
7308 Mountain Drive
Elkins Park, PA 19023
215-350-2483 cell
267-535-2907 fax

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