What is SAP?

SAP, or Satisfactory Academic Progress, is a measure of your cumulative GPA and successful completion of classes.

Undergraduate students: You must maintain a 2.0 or higher cumulative GPA and complete 67% or more of your classes. In addition, for some state and institutional funds, you must earn 12 credits per semester or 24 credits per year to maintain eligibility. For Bright Futures, higher GPA requirements must be met to continue receiving aid.

Graduate students: You must maintain a 3.0 or higher cumulative GPA and complete 67% or more of your classes.

What is SAP completion rate?

Satisfactory Academic Progress (SAP) completion rate is a measure of the number of classes attempted versus the number earned. For example, if you enroll in a class and drop it a month later, you have attempted but not completed the course. Each time this occurs, your completion rate decreases.

When is SAP calculated?

SAP is calculated at the end of each semester for federal aid eligibility and at the end of each award year (spring) for state and institutional aid.

If I lose my aid eligibility, can I get it back?

Yes, there are two ways to regain eligibility:

Enroll and successfully complete the next period to meet SAP standards again. Submit a SAP appeal. If approved, your aid will be reinstated based on the terms of the appeal.

For additional information about SAP, visit the SAP portion of the SAP Website or the University Catalog.

Outside Scholarships

Students are recommended to apply for outside scholarships through external sources including scholarships.com and FastWeb.

We also encourage students to find out about the availability of other scholarships from community organizations, professional organizations, religious organizations, corporations, parent employers and high school guidance counselors.

Federal regulations require the consideration of all resources when determining financial need for federal need-based assistance.

If you are awarded an outside scholarship, please submit proof to the Office of Student Accounts using this form to ensure it is added to your student account.

Private Loans

We recommend using ELMSelect to browse a list of private lenders.

Graduate PLUS and Parent PLUS Loans

PLUS loans are federal loans that graduate or professional degree students and parents of dependent undergraduate students can use to help pay education expenses. The U.S. Department of Education makes Direct PLUS Loans to eligible borrowers. The maximum loan amount is the student's cost of attendance (determined by the school) minus any other financial aid received.

Dependent undergraduate students that have exhausted their annual federal loan limit may seek additional aid by having their parent apply for the Federal Direct PLUS loan.

We know students have busy schedules, and not everyone has time to stop by the Rinker Welcome Center One Stop to meet with a financial aid counselor. That’s why we’re bringing Financial Aid on the Go to you!

Get the financial aid help you need at the CUB Faculty/Staff Lounge on Tuesdays from 9AM – 11AM and at duPont-Ball Library, Study Room Beta (138) on Wednesdays from 1PM – 3PM.

Whether you have questions about FAFSA, scholarships, or anything financial aid-related, we’re here to help—right where you are! No need to take extra time out of your day—just stop by when it’s convenient and let us assist you with your financial aid questions!

To allow someone access to your financial and other Stetson University records:

1. Log into your MyStetson portal

2. Click on the "Authorized Users" tile to complete the form

3. This is a 2-part authentication, you complete one part, then the person(s) added will complete a second part after receiving a confirmation email

The Office of Financial Aid cannot speak with anyone about a student's financial aid unless they are granted permission by the student.

Q: I am an undergraduate senior in my last semester and I am enrolled in less than 12 credits. Can I still
receive all of my financial aid?

A: If you are in your final semester and enrolled in remaining credits to complete your program of study and are less than full-
time (12 credits), some of your aid may be prorated. Submit the request form for review and proration of your aid.

Stetson University’s Office of Financial Aid has videos covering hundreds of financial aid topics at FATV.

If you're looking for answers to FAQs, you might be able to find them by following us on social media!