[The latest news for Minnesota Housing home improvement lender partners]
Fix Up Loan Program Changes - Effective January 8, 2021
Minnesota Housing is pleased to announce changes to the Fix Up Loan Program! These changes resulted from feedback we received from lending partners via surveys and other communication. Thank you for the helpful input!
The changes will be effective for loans locked on or after January 8, 2021.
Increased Loan Limits
Loan Program
Current Maximum Loan Amount
New Maximum Loan Amount 
Regular Secured
Regular Unsecured
Energy Incentive (secured & unsecured)
Accessibility (secured)

Fees & Lender Compensation
Current Amount
New Amount
Lender Compensation (secured loans)
Lender Compensation (unsecured loans)
Document Preparation Fee (secured and unsecured loans)

Fix Up Program Monthly Check-in Webinars - New Series Sign-up
Join us for monthly webinars where we focus on answering lender questions about Fix Up and reviewing pertinent program topics.
Please note that if you signed up for the last series of webinars, you'll need to register again for the next series. (The previous link has expired.) When you register, you will be signed up for all sessions but can attend the sessions that work for you. Most calls occur on the third Wednesday of the month at 9 a.m. CST. Calls generally last 10-30 minutes depending on topics and conversation.
First Half 2021 Schedule
  • Wednesday, January 20
  • Wednesday, February 17
  • Wednesday, March 17
  • Wednesday, April 21
  • Wednesday, May 19
  • Wednesday, June 16

Register Here
Reminder: AmeriNat Payment Address
Please ensure you're providing your borrowers with the correct address for their loan payments.  AmeriNat's payment address is:
PO Box 52211
Phoenix, AZ 85072-2211
1003 Upload
Do you use the 1003 upload in Minnesota Housing's loan commitment system for your Fix Up loans? Have you started using the new URLA?
Please be aware that our loan commitment system will not be able to accept the new URLA format yet. You will need to manually enter loan information into the system. If you're still using the 1003, you may continue to upload the 1003 into the loan commitment system as usual. Please note that using the 1003/URLA is not a requirement for Fix Up so this change may not affect how you do business.
Minnesota Housing Holiday Closures
Minnesota Housing will be closed on Friday, December 25, 2020 for Christmas and on Friday, January 1, 2021 for New Year's Day.
Questions? Contact the Partner Solutions Team at 651.296.8215 or 800.710.8871 between 8:00 a.m. and 5:00 p.m. on business days.
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