Ready PA Monthly - April 2025

Here are some quick, doable tips to help you start building financial resilience today:

1. Check Your Credit Report (It’s Free!)
Make sure everything looks right and there are no surprises. Visit here for a free credit report from each of the three major credit bureaus—no strings attached. A clean credit report can help you when you need to borrow money for a car, home, or emergency.

2. Keep Some Cash at Home
Even just $20 to $50 tucked away safely can make a difference during a power outage or if ATMs go down. Try setting aside a few dollars each paycheck—small amounts add up!

3. Know What Your Insurance Covers
It’s a good idea to review your car and renters or homeowners insurance once a year. Make sure it covers things like floods or storms. You can call your agent and ask, “If a big storm damaged my home, what would be covered?”

4. Back Up Important Contacts
Save your bank, credit card, and insurance company numbers in your phone—and keep a paper copy in your emergency kit in case your phone isn’t working.

5. Start a Small Emergency Fund
Saving even $5 or $10 a week can help you build a cushion over time. Use auto-transfer or direct deposit if you can—it’s easier to save when you don’t have to think about it. Even a little bit can help pay for food, gas, or a hotel in an emergency.

Bonus Tip: Keep a Simple “Go Folder”
Have a folder or envelope with copies of important documents—ID, insurance info, bank contacts, and any emergency assistance numbers. Keep it in a spot you can grab quickly if you need to leave home in a hurry.

Taking just one or two of these steps this month can make a big difference in how prepared you feel. Financial readiness is part of emergency readiness—and it’s something you can build, bit by bit.

Build or check your emergency kit. A few basics like bottled water, snacks, a flashlight, batteries, and a phone charger can make a big difference.

Keep an eye on the weather. Use a weather app, local news, or a NOAA Weather Radio to stay informed.

Bring in or tie down outdoor furniture and toys so they don’t blow away in strong winds.
Trim trees and branches near your house to avoid damage from falling limbs.

⚠️ During the Storm
Go indoors right away. Stay away from windows and doors. If you're driving, pull over in a safe place—don’t try to outrun a storm.

Avoid using electronics and plumbing. Yes, that includes taking a shower! Lightning can travel through wiring and pipes.

Stay put and stay alert. Keep monitoring the weather in case things get worse and you need to take cover in a basement or interior room.

If you’re stuck outside, go to a low spot away from trees, tall structures, and open fields.

🧹 After the Storm
Check everyone for injuries first. Administer first aid if needed.

Look around your home for damage. Take pictures of anything broken for insurance.

Stay far away from downed power lines—and report them immediately.

Keep up with local alerts about road closures, cleanup, and other important updates.

Lend a hand if you can. Helping neighbors clean up is a great way to stay connected and bounce back together.

A little planning goes a long way. By taking these simple steps now, you’ll be ready to face whatever weather spring throws our way.

🔗 Learn more about how to prepare for severe weather at Ready PA.

During National Volunteer Month, we’re shining a light on the incredible impact of volunteer firefighters and encouraging Pennsylvanians to consider lending a hand.

“There’s no greater reward in life than helping others in their time of need,” says State Fire Commissioner Thomas Cook. “No matter your background, your skills are needed at your local volunteer fire company.”

🧯 Volunteer Firefighters Do More Than Fight Fires
Not interested in running into burning buildings? That’s okay! Fire companies also need help with:
•  Community outreach and event planning
•  Marketing and social media
•  Fundraising and bookkeeping

Whether you’re great with numbers, people, or power tools—there’s a role for you.

🚒 Training, Benefits & Career Pathways
Free accredited training and certifications are offered through the PA State Fire Academy
Volunteers may qualify for tuition reimbursement, stipends, property tax breaks, and more
Junior firefighter programs start as early as age 14

📣 Ready to Serve?
Volunteering as a firefighter—or in a support role—offers a chance to give back in a truly meaningful way. Plus, it’s a great way to build skills, meet people, and make a difference right in your own community.

👉 Visit the PA Office of the State Fire Commissioner to learn more or contact your local fire department to see how you can get involved.