Holiday magic | Income criteria revised | Credit reports explained
Holiday magic | Income criteria revised | Credit reports explained
 March 7, 2024                                                                                              Donate now

Relive the holiday magic ✨ Take a look back at Home for the Holidays 2023

Grab some tissues and press play on this video wrap-up of our Home for the Holidays 2023 event.
Thanks to Williams Company and all of our supporters for helping us create safe, affordable housing for Central Florida families, like Joselyn and her sons.

Update! 📣 We've adjusted the income criteria for our homeownership program

Recently, thanks to settling market conditions, we were able to revise the minimum household income required to purchase our homes. The minimum gross monthly income to qualify now starts at $3,700 for a new energy-efficient home just minutes from downtown Orlando.

Shoutout to our Cornerstone Housing™ Delegates!

Special thanks to the innovators and systems thinkers who invested their efforts last month in the ongoing Cornerstone Housing™ policy innovation process! It’s a journey toward collective impact, and your involvement is pivotal.
We invite others ready to break from the limitations of linear thinking to join our work to Face The Housing Crisis™ in Central Florida. Learn more and sign up to attend a session!
Discover more

Upcoming free classes

This month's Habitat U classes focus on financial literacy! It's the perfect place to embark on your journey to homeownership. March's HUD-approved First Time Homebuyer Workshop will be taught in Spanish in Osceola County.

Reminder: All of our classes are free and open to the public (you don't need to be a Habitat homebuyer!) but space is limited, so please reserve your space today!

Financial Literacy: Budgeting

Wednesday, March 13, 6 p.m.

Financial Literacy: Savings

Wednesday, March 20, 6 p.m.
Financial Literacy: Credit
Wednesday, March 27, 6 p.m.

Looking for resources?

🏠 Homeownership Program applications are open for new construction homes just minutes from downtown Orlando. Learn more >
🤝 HUD Housing Counseling offers free 1:1 sessions with housing advisors and First-time Homebuyer Workshops to those looking to buy a home or preserve their current home. Learn more >
🌀 Habitat Inspects Program offers free wind mitigation and 4-point inspection vouchers that could potentially help reduce home insurance costs, and uncover home maintenance issues. Learn more > 
🔨 St. Cloud Roof Replacement Program applications are now open for this program in partnership with the City of St. Cloud. Learn more >
📙 Habitat U offers free classes on financial literacy, disaster preparedness, home maintenance, estate planning, and more. Learn more >

Key Moments

Congratulations to our new Habitat homeowner!

What better way to celebrate the start of the new year than by closing on your new, affordable home? Felicha closed on her family's Habitat home in January.
The mother of two said the home allows her family to feel safe where they live. Felicha said she looks forward to her children having a loving, stable place to come home to even after they go off to college. 
If you'd like to join her on the road to homeownership, applications are open now.

We can help you get on the path to homeownership
Sign up to meet with a Housing Advisor!

It is increasingly difficult to meet the credit and income requirements to qualify for a mortgage in Central Florida.
We are here to help! We now have a special department to help folks become ready for homeownership – and it's FREE (a small fee for a credit report may apply).
Our HUD-certified Housing Advisors examine your financial picture, help you create a plan, and coach you along your way to achieving your homeownership goals!

Homeownership Tips

From the experts in our Program Services and Construction departments

Here’s how to get your free annual credit reports & what to look for

Your credit plays a major role when you’re applying for a loan or credit card, leasing or buying a car, applying for certain jobs, shopping for insurance, and renting or buying a home. You can (and should) check your credit report once a year to determine where your credit score stands, spot identity theft early and identify inaccuracies or errors.

When reviewing your credit report, check that the information listed contains items only pertaining to you. According to the Consumer Financial Protection Bureau, here are a few things to look for when reviewing your credit report:

• Personally identifiable information: Make sure the name, address, Social Security number, accounts and loans are accurate and related to you.

• Account status: Review last payment, date opened and date of first delinquencies for inaccuracies. Make sure your closed accounts aren’t reported as open and that you are not reported as an account owner for accounts you are an authorized user for.

Keep reading

Join us at Commissioner Emily Bonilla's 'Tenant to Owner' event! 🏡🔑

Embark on an empowering journey at "Tenant to Owner: Navigating Renting & Buying" on March 28, at Goldenrod Recreation Center, 4863 N. Goldenrod Road in Winter Park.
We are proud to be one of the keynote speakers at the event, sharing our expertise to help Central Floridians on the path to first-time homebuyer success. At the event, Legal Aid Society of the Orange County Bar Association Inc. will so unveil the keys to renters' rights.

 Seize your housing future at this transformative event!

Supporter Spotlight:

First Horizon Foundation

We're incredibly grateful to the First Horizon Foundation for their generous grant supporting our mission.
With their support, we're empowered to make a real difference in the lives of Central Florida families in need of safe, affordable housing. Together, we're building stronger communities and brighter futures. Thank you for helping us Face The Housing Crisis™.

What’s the best way for you to support us?

There are so many ways to support our mission to Face the Housing Crisis™ — but there may be one way that’s best for you!
Many Habitat Orlando & Osceola supporters give non-cash assets (including IRA and stock gifts) to make a difference. Explore our smart giving options this tax season to maximize your impact!

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