Access the updated Program Guide and review important policy changes.

The Iowa Finance Authority (IFA) is pleased to announce that the Program Guide has been updated to a matrix format to improve usability and align with industry standards familiar to participating lenders. This new format is intended to provide a clearer, more efficient reference for eligibility and requirements. The revised guide is now available in Lender Online under Documents.

Early Payoff | Curtailment Policy
IFA has implemented a new Early Payoff Policy, effective September 1, 2026, which applies to applicable loans as outlined in the Program Guide. This policy is incorporated into the Program Guide in accordance with existing program agreements. Lenders should review this section carefully to ensure understanding and compliance.

IFA encourages all Participating Lenders to review the updated Program Guide in full to ensure familiarity with the new format and requirements. If you notice anything that may be missing or have suggestions for improvement, we welcome your feedback.

Please contact the IFA Homeownership Team with any questions.

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Updated Homeownership Program Guide and Early Payoff | Curtailment Policy