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The Innovative Update
Updates by Innovative Solutions
November 18, 2022
For broker use only.  Not for public distribution.  Reproduction of this material is prohibited.

Update on Industry News and Products: November 18, 2022
In this time of gratitude, we want to give thanks to all our valued advisors,
clients and friends for placing your trust with our firm
and making what we do possible.
We are deeply grateful for each and every one of you. 

From all of us at Innovative Solutions,
We extend to you a very happy and healthy Thanksgiving day.

Boost Sales and Finish Strong

Tune in to this podcast by John Hancock to gain insights into trends and opportunities in the life insurance industry, focusing on tactics that can help boost your sales and finish the year strong together.
Listen Now

Long-Term Care Awareness Month is Winding Down

Listen to the Advanced Markets Podcast to hear Stephen Alloy and Corri Campbell from Mutual of Omaha discuss the Long-Term Care industry, cost of care tools and how we may be entering the Golden Age of LTC.  Contact a member of our team to learn more. 
Listen Now

What you need to know about...

Long-Term care insurance and Hybrid Policies
Don't leave it all to chance.  A retirement strategy that includes long-term care protects your retirement assets and income.  Learn more by reading this brochure from Lifehappens.org.

Did you know?

43% of family-owned businesses do not have a succession plan in place and only 12% of family businesses make it to the third generation. (PwC Global Family Business Survey)  

Did you know?

56 million women are interested in insurance.  43% of women do not own life insurance or need more coverage.* Check out our Women’s E-Book and learn how you can expand your business into this marketplace.
*2022 LIMRA Life Insurance Needs Gap Study. 

Not familiar with individual Disability Income insurance?

Don't worry, we are here to help.
Your income allows you to do the things you love today, while also  planning for the future. We can help you take steps to protect your financial  foundation with income protection.  Contact us to learn more.
How to start the conversation
  • Chances are, clients insure their car, home, and personal property, but what about their income? Income allows them to pay for the things that are important and do the things they love. Protecting it can help them get back to what really matters.
  • Get income protection early. Coverage costs less when clients are young and healthy. As they age, buying a policy becomes more expensive and they may risk not getting coverage due to health issues.
  • Protecting retirement dreams. Adding DI Retirement Security allows them to continue to save for retirement—and protect the investment in their retirement dreams. 
Add a personal touch
Everyone has a unique story. Talk to your clients about your own experience, or how protecting their income is a big part of creating memories that shape their story.

Disability Case Study

The word “disability” may make you think of accidents, like back injuries or severe falls. But most disabilities come in the form of common, long-term illnesses, like cancer or Parkinson’s disease—as in the case of this former NFL player who was diagnosed with leukemia.

Products and Marketing Updates
This week's updates:
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222 N. Pacific Coast Hwy. Ste 2000 | El Segundo, CA 90245
For broker use only. Not for public distribution. CA License #0C15062
Reproduction of this material is not allowed.

Disclaimer: Innovative Solutions Insurance Services does not give legal or tax advice.  This information is general in nature, may be subject to change, and does not constitute legal, tax or accounting advice from any company, its employees, financial professionals or other representatives. Applicable laws and regulations are complex and subject to change. For advice concerning your individual circumstances, consult a professional attorney, tax advisor or accountant. Underwriting offers are subjective and still subject to carrier requirements and full underwriting interpretation.

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