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Please bear in mind that our figures, though based on the actual quotations that you also use, are for information purposes only, and can never replace the official quotation from the product house. In terms of the guarantees, you are requested to clarify the exact extent of such guarantees with the product house prior to advising clients.

The rating upgrade is likely to have profound implications for investment portfolios.

The huge penalties imposed by the FSCA and the Prudential Authority raise questions about the clarity and consistency of the factors influencing these fines.

Earlier counselling can help members to make more sustainable financial choices, allowing them to embrace retirement with less stress and greater financial integrity.

If you’re in the agricultural sector and deal in high-value goods, you may be subject to FICA. Moonstone Compliance’s free webinar will unpack what compliance entails.

Allianz highlights the risks specific to rooftop and ground-mounted PV installations, emphasising the importance of fire safety, storm resilience, and theft prevention.

This is one of the significant changes to the eligibility criteria.

SARS can appoint third parties to deduct tax debts directly from retirement funds, overriding the protections under the Pension Funds Act.

Downgrading to a lower plan may appear to be a cost-saving strategy, but it frequently results in increased out-of-pocket expenses.

Watch Moonstone Update for an overview of some of the stories covered in the past week's Moonstone newsletters.

In this week's episode:

• FSCA announces proposed levy increase for 2025/26
• No-cost webinar on FICA compliance in the agricultural sector
• Future-proofing financial advice: key strategies for a changing landscape
• SA racing against February deadline if it wants to exit grey list by mid-2025
• How financial advisers can attract millennials with income protection solutions
• Amendment to ADR process may resolve tax disputes faster
• FAIS Ombud’s report highlights pitfalls in client communication