FALL 2025 NEWSLETTER

Why People Hold More Stocks Than They Want

Stock holdings are likely boosted by 401(k) defaults, which may help pessimistic investors.

Andrew D. Eschtruth, Director

Making the Most of the Savers’ Match

This new benefit for lower earners could be a big help if it’s implemented the right way.

How Advisors View Market Risk

Medicare Finances: An Update

Immigration and the Caregiving Shortage

Fewer immigrant workers will make it harder to care for aging baby boomers.

Long-term Care: What Many Get Wrong

Late-Career Layoffs, in 5 Charts

Public Plan Funding Keeps (Modestly) Improving

Strong market returns and better plan practices drive gains, partly offset by plan maturation.

Check out our latest papers

Taxing Health Benefits to Help Social Security

Applying the payroll tax to employer plans could shrink Social Security’s shortfall by 25%.

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Thanks to our supporters:
AARP, the Alfred P. Sloan Foundation, Bank of America, Cities for Financial Empowerment Fund, Equable Institute, the Government Finance Officers Association, the Institute of Consumer Money Management, Jackson National Life Insurance Company, The Peter G. Peterson Foundation, and the Russell Sage Foundation.

Thanks to members of our research partnership program:
Allianz Life Insurance Company of North America, Bank of America, Capitalize®, Cheiron, First Eagle Investments, Great Gray Trust Company, Guideline, Manulife® | John Hancock®, the Pew Charitable Trusts, and TIAA Institute.

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