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In September, Sanlam received more than 83 000 withdrawal claims, with most coming from members aged 35 to 44, many of whom had a replacement ratio below 50%.

SARS has processed more than 1.2 million tax directives for savings component withdrawals, paying out R21.4 billion to fund members.

Expert legal interpretations, even if contrary to SARS’s stance, may not automatically result in understatement penalties.

SMMEs serving critical infrastructure and global corporations, as well as those in regulated industries such as insurance, healthcare, banking, and credit monitoring, are particularly vulnerable.

The rep claimed he never meant to harm the FSP, but the FST found his actions violated the FAIS Act and demonstrated a lack of integrity.

Leveraging the Model Law on Cross-Border Insolvency, the liquidators co-ordinated with courts in the US, UK, and Australia, setting a precedent for future international crypto claims.

The FST orders the FSCA to reconsider key decisions regarding the Municipal Employees Pension Fund, saying the regulator overstepped its authority.

The Authority has issued a request for up-to-date information on trustees so it can check whether they are compliant.

Key achievements include the creation of the National Financial Ombud Scheme and the new FAIS Ombud Rules.

Watch Moonstone Update for an overview of some of the stories covered in the past week's Moonstone newsletters.

In this week's episode:

• Adjudicator to propose holding trustees personally accountable for non-payment of contributions
• Bestmed’s 2025 contribution hike is the biggest of top five open schemes
• Life insurers pay out R298bn as policy lapses remain a concern
• ASISA flags ‘problematic’ amendments to two-pot legislation
• Retirement funds are the new ‘must-have – thanks to the two-pot system
• Tribunal rejects adviser’s defence in confidentiality breach case
• Exam fraud: FSCA urges financial firms to verify RE certificates