January 30, 2026

Upcoming Servicing Change: IHFA Purchase Date Cutoff Affecting Payments

The Iowa Finance Authority (IFA) is sharing an upcoming change to our Master Servicer, Idaho Housing and Finance Association's (IHFA) purchase date.

Effective for loans purchased on or after March 1, 2026, IHFA will update its purchase date cutoff to the 12th of each month. This cutoff determines who receives the next payment due to IHFA.

Details of the Change:

Loans purchased on or after the 13th of the month: The originating lender will receive the next payment due.
Loans purchased from the 1st through the 12th of the month: IHFA will receive the next payment due.

This change is being implemented in accordance with applicable servicing transfer regulations (12 CFR § 1024.33(b)(2)(ii)).

Please ensure your servicing and payment processing teams are aware of this update and adjust internal procedures accordingly.

If you have any questions regarding this change, please contact your IHFA representative.

Thank you for your continued partnership.

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