As an insurance professional, you're often the first contact for a policyholder who has experienced damage. The more you can guide your client in taking the right steps to not only control the damage, but to prepare and possibly prevent damage, the better.
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Do Your Policyholders Know How to Prepare Their Property for Spring Storms? Here Are a Few Tips to Give Them: |
- Clean out gutters and downspouts
- Seal your windows, doors, and roof
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Search for cracks in the foundation
- Install a backflow valve in your basement to prevent sewage backup
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It May Also Be Helpful to Provide Them with A Checklist To Transition Their Home From Winter To Spring: |
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Gutters: Look for leftover snow and ice and use melting tablets or salt to break down solid chunks. Remove foliage and debris from the drainage path, and ensure downspouts are positioned so water flows easily away from your house.
- Roof: Inspect loose or missing shingles and corresponding areas inside your home for water damage.
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Heating, Ventilation & Air Conditioning (HVAC): Change your air filters, and check the cleanliness and functionality of your ducts, vents, and entire HVAC system.
- Windows: Check for cracks and/or tears in windows, and screens. Look for flawed seals and peeling along the trim and replace any faulty parts.
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Pipes: Uncover any pipes you wrapped to keep warm during winter. Carefully investigate all exposed piping for cracks and damage. Look for evidence of dripping water in the surrounding areas. Turn on faucets and spigots and check for leaks along the length of the pipes.
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Foundation: Before the weather heats up, shovel any lingering snow at least 3-5 feet away from the base of your home. Then, examine your foundation and keep an eye out for cracks or pools of water from snowmelt. Caulk all cracks as soon as you find them to prevent water from seeping into your home, and redirect standing water away from the home.
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Yard: Inspect your patio or deck flooring for rotting boards and replace any you find. If you find evidence of water damage in or around your home after winter, take photos and call your insurance agent immediately to start the claims process.
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Do Your Policyholders Know What to do if They Experience Storm Damage?Here Are a Few Helpful Tips to Pass Along to Them: |
- Turn off damaged gas, water, or electricity lines
- Inspect damage around your home and take pictures
- Contact Your Insurance Company
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Call Blake at ServiceMaster by Advanced. 501-430-9445 |
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